City comparison

New Haven, CT vs Wilmington, NC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in New Haven, CT are 8.4% higher than in Wilmington, NC. Someone earning $100,000 in Wilmington, NC would need about $108,400 in New Haven, CT to live the same way.
  • Typical 1-bedroom rents are close: $1,591 a month in New Haven, CT and $1,513 in Wilmington, NC.
  • On $100,000, estimated state income tax is about $444 a year higher in New Haven, CT than in Wilmington, NC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −15.1% moving from New Haven, CT to Wilmington, NC ($125,431 → $106,437), while prices change by −7.8%. Net effect of the transfer: −8.0% in real buying power.
New HavenWilmington
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • New Haven, CT: price level 104.6 (pricier)
  • Wilmington, NC: price level 96.4 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

New Haven, CTWilmington, NC
Price level (U.S. = 100)2104.696.4
$100,000 is worth, in the other city2$92,218 in Wilmington$108,439 in New Haven
Typical 1-bedroom rent3$1,591/mo$1,513/mo
Take-home on $100,00014,15,8$75,255$75,699
State income tax on $100,000 (estimate)8$3,925 (CT)$3,481 (NC)
Rent burden on $100,00025%24%
Median pay, all jobs4$60,060$45,800
Federal locality pay area7New York-Newark, NY-NJ-CT-PARest of U.S.

Rent areas: New Haven, CT MSA and Wilmington, NC HUD Metro FMR Area. Metro areas: New Haven, CT and Wilmington, NC.

What costs more or less

New Haven, CTWilmington, NC
Price level (U.S. = 100)New HavenWilmington
Housing (rent)124.393.2
Goods97.396.6
Utilities144.887.9
Other services102.798.2
Overall104.696.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

New Haven, CT → Wilmington, NC

Same pay goes further

Buying power +8.4%; rent takes 24% of take-home; state tax −$444/yr.

95 Strong offer

Wilmington, NC → New Haven, CT

Same pay buys less

Buying power −7.8%; rent takes 25% of take-home; state tax +$444/yr.

44 Weak offer

On the GS pay scale?

New Haven, CT is in the New York-Newark, NY-NJ-CT-PA pay area; Wilmington, NC is in Rest of U.S.. The last column shows what a transfer from New Haven, CT to Wilmington, NC at the same grade and step does to real buying power.

Grade5,2New Haven, CTWilmington, NCReal change, New Haven → Wilmington
GS-9 step 1$72,737$61,722−8.0%
GS-11 step 1$88,005$74,678−8.0%
GS-12 step 1$105,481$89,508−8.0%
GS-13 step 1$125,431$106,437−8.0%
GS-14 step 1$148,222$125,776−8.0%

Pay for common jobs

Median annual pay4New Haven, CTWilmington, NCWilmington pay in New Haven dollars
Elementary School Teachers, Except Special Education$79,820$48,240$52,311 (−34.5%)
Software Developers$133,040$123,730$134,172 (+0.9%)
Accountants and Auditors$94,960$77,920$84,496 (−11.0%)
Registered Nurses$104,490$80,970$87,803 (−16.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.