City comparison

Raleigh, NC vs Wilmington, NC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Raleigh, NC are 1.8% higher than in Wilmington, NC. Someone earning $100,000 in Wilmington, NC would need about $101,800 in Raleigh, NC to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,596 a month in Raleigh, NC versus $1,513 in Wilmington, NC. On $100,000, that's 25% of take-home pay in Raleigh, NC and 24% in Wilmington, NC.
  • Both are in NC, so estimated state income tax is the same: $3,481 a year on $100,000.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −4.2% moving from Raleigh, NC to Wilmington, NC ($111,147 → $106,437), while prices change by −1.8%. Net effect of the transfer: −2.5% in real buying power.
RaleighWilmington
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Raleigh, NC: price level 98.2 (about average)
  • Wilmington, NC: price level 96.4 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Raleigh, NCWilmington, NC
Price level (U.S. = 100)298.296.4
$100,000 is worth, in the other city2$98,232 in Wilmington$101,799 in Raleigh
Typical 1-bedroom rent3$1,596/mo$1,513/mo
Take-home on $100,00014,15,8$75,699$75,699
State income tax on $100,000 (estimate)8$3,481 (NC)$3,481 (NC)
Rent burden on $100,00025%24%
Median pay, all jobs4$51,990$45,800
Federal locality pay area7Raleigh-Durham-Cary, NCRest of U.S.

Rent areas: Raleigh-Cary, NC MSA and Wilmington, NC HUD Metro FMR Area. Metro areas: Raleigh-Cary, NC and Wilmington, NC.

What costs more or less

Raleigh, NCWilmington, NC
Price level (U.S. = 100)RaleighWilmington
Housing (rent)103.593.2
Goods96.696.6
Utilities89.087.9
Other services98.298.2
Overall98.296.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Raleigh, NC → Wilmington, NC

Roughly even

Buying power +1.8%; rent takes 24% of take-home; state tax +$0/yr.

74 Strong offer

Wilmington, NC → Raleigh, NC

Roughly even

Buying power −1.8%; rent takes 25% of take-home; state tax +$0/yr.

63 Fair offer

On the GS pay scale?

Raleigh, NC is in the Raleigh-Durham-Cary, NC pay area; Wilmington, NC is in Rest of U.S.. The last column shows what a transfer from Raleigh, NC to Wilmington, NC at the same grade and step does to real buying power.

Grade5,2Raleigh, NCWilmington, NCReal change, Raleigh → Wilmington
GS-9 step 1$64,453$61,722−2.5%
GS-11 step 1$77,983$74,678−2.5%
GS-12 step 1$93,468$89,508−2.5%
GS-13 step 1$111,147$106,437−2.5%
GS-14 step 1$131,342$125,776−2.5%

Pay for common jobs

Median annual pay4Raleigh, NCWilmington, NCWilmington pay in Raleigh dollars
Elementary School Teachers, Except Special Education$60,170$48,240$49,108 (−18.4%)
Software Developers$132,770$123,730$125,956 (−5.1%)
Accountants and Auditors$81,950$77,920$79,322 (−3.2%)
Registered Nurses$84,830$80,970$82,427 (−2.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.