City comparison

Modesto, CA vs Portland, OR

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Portland, OR are 1.3% higher than in Modesto, CA. Someone earning $100,000 in Modesto, CA would need about $101,300 in Portland, OR to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,677 a month in Portland, OR versus $1,356 in Modesto, CA. On $100,000, that's 28% of take-home pay in Portland, OR and 22% in Modesto, CA.
  • On $100,000, estimated state income tax is about $2,850 a year higher in Portland, OR than in Modesto, CA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −13.8% moving from Modesto, CA to Portland, OR ($133,060 → $114,684), while prices change by +1.3%. Net effect of the transfer: −14.9% in real buying power.
ModestoPortland
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Modesto, CA: price level 104.1 (pricier)
  • Portland, OR: price level 105.4 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Modesto, CAPortland, OR
Price level (U.S. = 100)2104.1105.4
$100,000 is worth, in the other city2$101,261 in Portland$98,755 in Modesto
Typical 1-bedroom rent3$1,356/mo$1,677/mo
Take-home on $100,00014,15,8$74,110$71,260
State income tax on $100,000 (estimate)8$5,070 (CA)$7,920 (OR)
Rent burden on $100,00022%28%
Median pay, all jobs4$50,610$60,690
Federal locality pay area7San Jose-San Francisco-Oakland, CAPortland-Vancouver-Salem, OR-WA

Rent areas: Modesto, CA MSA and Portland-Vancouver-Hillsboro, OR-WA MSA. Metro areas: Modesto, CA and Portland-Vancouver-Hillsboro, OR-WA.

What costs more or less

Modesto, CAPortland, OR
Price level (U.S. = 100)ModestoPortland
Housing (rent)108.5125.1
Goods105.2105.2
Utilities152.3107.0
Other services100.3100.1
Overall104.1105.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Modesto, CA → Portland, OR

Roughly even

Buying power −1.2%; rent takes 28% of take-home; state tax +$2,850/yr.

60 Fair offer

Portland, OR → Modesto, CA

Roughly even

Buying power +1.3%; rent takes 22% of take-home; state tax −$2,850/yr.

73 Strong offer

On the GS pay scale?

Modesto, CA is in the San Jose-San Francisco-Oakland, CA pay area; Portland, OR is in Portland-Vancouver-Salem, OR-WA. The last column shows what a transfer from Modesto, CA to Portland, OR at the same grade and step does to real buying power.

Grade5,2Modesto, CAPortland, ORReal change, Modesto → Portland
GS-9 step 1$77,161$66,505−14.9%
GS-11 step 1$93,358$80,465−14.9%
GS-12 step 1$111,896$96,443−14.9%
GS-13 step 1$133,060$114,684−14.9%
GS-14 step 1$157,236$135,522−14.9%

Pay for common jobs

Median annual pay4Modesto, CAPortland, ORPortland pay in Modesto dollars
Elementary School Teachers, Except Special Education$101,640$82,330$81,305 (−20.0%)
Software Developers$119,770$156,000$154,057 (+28.6%)
Accountants and Auditors$83,560$92,200$91,052 (+9.0%)
Registered Nurses$132,590$130,310$128,687 (−2.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.