City comparison
Modesto, CA vs New Haven, CT
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Overall prices in Modesto, CA (104.1) and New Haven, CT (104.6, U.S. average = 100) are within 1% of each other, so $100,000 in Modesto, CA goes as far as $100,400 in New Haven, CT.
- Rent is the bigger story: a typical 1-bedroom costs $1,591 a month in New Haven, CT versus $1,356 in Modesto, CA. On $100,000, that's 25% of take-home pay in New Haven, CT and 22% in Modesto, CA.
- On $100,000, estimated state income tax is about $1,145 a year higher in Modesto, CA than in New Haven, CT.
- For federal employees, locality pay changes a GS-13 step 1 salary by −5.7% moving from Modesto, CA to New Haven, CT ($133,060 → $125,431), while prices change by +0.4%. Net effect of the transfer: −6.1% in real buying power.
- Modesto, CA: price level 104.1 (pricier)
- New Haven, CT: price level 104.6 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Modesto, CA | New Haven, CT | |
|---|---|---|
| Price level (U.S. = 100)2 | 104.1 | 104.6 |
| $100,000 is worth, in the other city2 | $100,433 in New Haven | $99,569 in Modesto |
| Typical 1-bedroom rent3 | $1,356/mo | $1,591/mo |
| Take-home on $100,00014,15,8 | $74,110 | $75,255 |
| State income tax on $100,000 (estimate)8 | $5,070 (CA) | $3,925 (CT) |
| Rent burden on $100,000 | 22% | 25% |
| Median pay, all jobs4 | $50,610 | $60,060 |
| Federal locality pay area7 | San Jose-San Francisco-Oakland, CA | New York-Newark, NY-NJ-CT-PA |
Rent areas: Modesto, CA MSA and New Haven, CT MSA. Metro areas: Modesto, CA and New Haven, CT.
What costs more or less
| Price level (U.S. = 100) | Modesto | New Haven |
|---|---|---|
| Housing (rent) | 108.5 | 124.3 |
| Goods | 105.2 | 97.3 |
| Utilities | 152.3 | 144.8 |
| Other services | 100.3 | 102.7 |
| Overall | 104.1 | 104.6 |
Moving with the same $100,000 salary
Modesto, CA → New Haven, CT
Roughly even
Buying power −0.4%; rent takes 25% of take-home; state tax −$1,145/yr.
67 Fair offer
New Haven, CT → Modesto, CA
Roughly even
Buying power +0.4%; rent takes 22% of take-home; state tax +$1,145/yr.
70 Strong offer
On the GS pay scale?
Modesto, CA is in the San Jose-San Francisco-Oakland, CA pay area; New Haven, CT is in New York-Newark, NY-NJ-CT-PA. The last column shows what a transfer from Modesto, CA to New Haven, CT at the same grade and step does to real buying power.
| Grade5,2 | Modesto, CA | New Haven, CT | Real change, Modesto → New Haven |
|---|---|---|---|
| GS-9 step 1 | $77,161 | $72,737 | −6.1% |
| GS-11 step 1 | $93,358 | $88,005 | −6.1% |
| GS-12 step 1 | $111,896 | $105,481 | −6.1% |
| GS-13 step 1 | $133,060 | $125,431 | −6.1% |
| GS-14 step 1 | $157,236 | $148,222 | −6.1% |
Pay for common jobs
| Median annual pay4 | Modesto, CA | New Haven, CT | New Haven pay in Modesto dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $101,640 | $79,820 | $79,476 (−21.8%) |
| Software Developers | $119,770 | $133,040 | $132,466 (+10.6%) |
| Accountants and Auditors | $83,560 | $94,960 | $94,550 (+13.2%) |
| Registered Nurses | $132,590 | $104,490 | $104,039 (−21.5%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.