City comparison
Kiryas Joel, NY vs Palm Bay, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Kiryas Joel, NY are 9.4% higher than in Palm Bay, FL. Someone earning $100,000 in Palm Bay, FL would need about $109,400 in Kiryas Joel, NY to live the same way.
- Typical 1-bedroom rents are close: $1,549 a month in Kiryas Joel, NY and $1,478 in Palm Bay, FL.
- On $100,000, estimated state income tax is about $4,860 a year higher in Kiryas Joel, NY than in Palm Bay, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −14.5% moving from Kiryas Joel, NY to Palm Bay, FL ($125,431 → $107,228), while prices change by −8.6%. Net effect of the transfer: −6.5% in real buying power.
- Kiryas Joel, NY: price level 109.4 (much pricier)
- Palm Bay, FL: price level 100.0 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Kiryas Joel, NY | Palm Bay, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 109.4 | 100.0 |
| $100,000 is worth, in the other city2 | $91,394 in Palm Bay | $109,417 in Kiryas Joel |
| Typical 1-bedroom rent3 | $1,549/mo | $1,478/mo |
| Take-home on $100,00014,15,8 | $74,320 | $79,180 |
| State income tax on $100,000 (estimate)8 | $4,860 (NY) | $0 (FL) |
| Rent burden on $100,000 | 25% | 22% |
| Median pay, all jobs4 | $50,990 | $49,030 |
| Federal locality pay area7 | New York-Newark, NY-NJ-CT-PA | Palm Bay-Melbourne-Titusville, FL |
Rent areas: Kiryas Joel-Poughkeepsie-Newburgh, NY MSA and Palm Bay-Melbourne-Titusville, FL MSA. Metro areas: Kiryas Joel-Poughkeepsie-Newburgh, NY and Palm Bay-Melbourne-Titusville, FL.
What costs more or less
| Price level (U.S. = 100) | Kiryas Joel | Palm Bay |
|---|---|---|
| Housing (rent) | 115.8 | 111.7 |
| Goods | 110.3 | 96.2 |
| Utilities | 136.8 | 88.1 |
| Other services | 106.5 | 98.9 |
| Overall | 109.4 | 100.0 |
Moving with the same $100,000 salary
Kiryas Joel, NY → Palm Bay, FL
Same pay goes further
Buying power +9.4%; rent takes 22% of take-home; state tax −$4,860/yr.
98 Strong offer
Palm Bay, FL → Kiryas Joel, NY
Same pay buys less
Buying power −8.6%; rent takes 25% of take-home; state tax +$4,860/yr.
42 Weak offer
On the GS pay scale?
Kiryas Joel, NY is in the New York-Newark, NY-NJ-CT-PA pay area; Palm Bay, FL is in Palm Bay-Melbourne-Titusville, FL. The last column shows what a transfer from Kiryas Joel, NY to Palm Bay, FL at the same grade and step does to real buying power.
| Grade5,2 | Kiryas Joel, NY | Palm Bay, FL | Real change, Kiryas Joel → Palm Bay |
|---|---|---|---|
| GS-9 step 1 | $72,737 | $62,181 | −6.5% |
| GS-11 step 1 | $88,005 | $75,233 | −6.5% |
| GS-12 step 1 | $105,481 | $90,173 | −6.5% |
| GS-13 step 1 | $125,431 | $107,228 | −6.5% |
| GS-14 step 1 | $148,222 | $126,711 | −6.5% |
Pay for common jobs
| Median annual pay4 | Kiryas Joel, NY | Palm Bay, FL | Palm Bay pay in Kiryas Joel dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $81,770 | $62,510 | $68,396 (−16.4%) |
| Software Developers | $145,830 | $131,760 | $144,167 (−1.1%) |
| Accountants and Auditors | $88,900 | $75,860 | $83,003 (−6.6%) |
| Registered Nurses | $102,890 | $80,900 | $88,518 (−14.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.