City comparison

Houston, TX vs Peoria, IL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Houston, TX are 8.1% higher than in Peoria, IL. Someone earning $100,000 in Peoria, IL would need about $108,100 in Houston, TX to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,323 a month in Houston, TX versus $818 in Peoria, IL. On $100,000, that's 20% of take-home pay in Houston, TX and 13% in Peoria, IL.
  • On $100,000, estimated state income tax is about $4,805 a year higher in Peoria, IL than in Houston, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −13.3% moving from Houston, TX to Peoria, IL ($122,749 → $106,437), while prices change by −7.5%. Net effect of the transfer: −6.3% in real buying power.
HoustonPeoria
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Houston, TX: price level 98.6 (about average)
  • Peoria, IL: price level 91.2 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Houston, TXPeoria, IL
Price level (U.S. = 100)298.691.2
$100,000 is worth, in the other city2$92,499 in Peoria$108,109 in Houston
Typical 1-bedroom rent3$1,323/mo$818/mo
Take-home on $100,00014,15,8$79,180$74,375
State income tax on $100,000 (estimate)8$0 (TX)$4,805 (IL)
Rent burden on $100,00020%13%
Median pay, all jobs4$49,410$49,590
Federal locality pay area7Houston-The Woodlands, TXRest of U.S.

Rent areas: Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area and Peoria, IL MSA. Metro areas: Houston-Pasadena-The Woodlands, TX and Peoria, IL.

What costs more or less

Houston, TXPeoria, IL
Price level (U.S. = 100)HoustonPeoria
Housing (rent)104.563.8
Goods100.693.6
Utilities95.390.5
Other services95.699.6
Overall98.691.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Houston, TX → Peoria, IL

Same pay goes further

Buying power +8.1%; rent takes 13% of take-home; state tax +$4,805/yr.

94 Strong offer

Peoria, IL → Houston, TX

Same pay buys less

Buying power −7.5%; rent takes 20% of take-home; state tax −$4,805/yr.

45 Fair offer

On the GS pay scale?

Houston, TX is in the Houston-The Woodlands, TX pay area; Peoria, IL is in Rest of U.S.. The last column shows what a transfer from Houston, TX to Peoria, IL at the same grade and step does to real buying power.

Grade5,2Houston, TXPeoria, ILReal change, Houston → Peoria
GS-9 step 1$71,181$61,722−6.3%
GS-11 step 1$86,123$74,678−6.3%
GS-12 step 1$103,225$89,508−6.3%
GS-13 step 1$122,749$106,437−6.3%
GS-14 step 1$145,052$125,776−6.3%

Pay for common jobs

Median annual pay4Houston, TXPeoria, ILPeoria pay in Houston dollars
Elementary School Teachers, Except Special Education$64,500$57,440$62,098 (−3.7%)
Software Developers$129,440$130,590$141,180 (+9.1%)
Accountants and Auditors$85,090$79,540$85,990 (+1.1%)
Registered Nurses$99,830$81,010$87,579 (−12.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.