City comparison

Austin, TX vs Houston, TX

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Austin, TX (98.1) and Houston, TX (98.6, U.S. average = 100) are within 1% of each other, so $100,000 in Austin, TX goes as far as $100,600 in Houston, TX.
  • Rent is the bigger story: a typical 1-bedroom costs $1,562 a month in Austin, TX versus $1,323 in Houston, TX. On $100,000, that's 24% of take-home pay in Austin, TX and 20% in Houston, TX.
  • Both are in TX, so estimated state income tax is the same: $0 a year on $100,000.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +12.2% moving from Austin, TX to Houston, TX ($109,428 → $122,749), while prices change by +0.6%. Net effect of the transfer: +11.5% in real buying power.
AustinHouston
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Austin, TX: price level 98.1 (about average)
  • Houston, TX: price level 98.6 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Austin, TXHouston, TX
Price level (U.S. = 100)298.198.6
$100,000 is worth, in the other city2$100,574 in Houston$99,429 in Austin
Typical 1-bedroom rent3$1,562/mo$1,323/mo
Take-home on $100,00014,15,8$79,180$79,180
State income tax on $100,000 (estimate)8$0 (TX)$0 (TX)
Rent burden on $100,00024%20%
Median pay, all jobs4$56,950$49,410
Federal locality pay area7Austin-Round Rock-Georgetown, TXHouston-The Woodlands, TX

Rent areas: Austin-Round Rock-San Marcos, TX MSA and Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area. Metro areas: Austin-Round Rock-San Marcos, TX and Houston-Pasadena-The Woodlands, TX.

What costs more or less

Austin, TXHouston, TX
Price level (U.S. = 100)AustinHouston
Housing (rent)120.4104.5
Goods93.8100.6
Utilities82.095.3
Other services96.295.6
Overall98.198.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Austin, TX → Houston, TX

Roughly even

Buying power −0.6%; rent takes 20% of take-home; state tax +$0/yr.

67 Fair offer

Houston, TX → Austin, TX

Roughly even

Buying power +0.6%; rent takes 24% of take-home; state tax +$0/yr.

71 Strong offer

On the GS pay scale?

Austin, TX is in the Austin-Round Rock-Georgetown, TX pay area; Houston, TX is in Houston-The Woodlands, TX. The last column shows what a transfer from Austin, TX to Houston, TX at the same grade and step does to real buying power.

Grade5,2Austin, TXHouston, TXReal change, Austin → Houston
GS-9 step 1$63,457$71,181+11.5%
GS-11 step 1$76,777$86,123+11.5%
GS-12 step 1$92,023$103,225+11.5%
GS-13 step 1$109,428$122,749+11.5%
GS-14 step 1$129,311$145,052+11.5%

Pay for common jobs

Median annual pay4Austin, TXHouston, TXHouston pay in Austin dollars
Elementary School Teachers, Except Special Education$61,270$64,500$64,132 (+4.7%)
Software Developers$134,120$129,440$128,701 (−4.0%)
Accountants and Auditors$83,120$85,090$84,604 (+1.8%)
Registered Nurses$97,890$99,830$99,260 (+1.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.