City comparison
Dayton, OH vs Houston, TX
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Houston, TX are 6.4% higher than in Dayton, OH. Someone earning $100,000 in Dayton, OH would need about $106,400 in Houston, TX to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,323 a month in Houston, TX versus $1,009 in Dayton, OH. On $100,000, that's 20% of take-home pay in Houston, TX and 16% in Dayton, OH.
- On $100,000, estimated state income tax is about $1,968 a year higher in Dayton, OH than in Houston, TX.
- For federal employees, locality pay changes a GS-13 step 1 salary by +11.2% moving from Dayton, OH to Houston, TX ($110,401 → $122,749), while prices change by +6.4%. Net effect of the transfer: +4.5% in real buying power.
- Dayton, OH: price level 92.7 (cheaper)
- Houston, TX: price level 98.6 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Dayton, OH | Houston, TX | |
|---|---|---|
| Price level (U.S. = 100)2 | 92.7 | 98.6 |
| $100,000 is worth, in the other city2 | $106,403 in Houston | $93,983 in Dayton |
| Typical 1-bedroom rent3 | $1,009/mo | $1,323/mo |
| Take-home on $100,00014,15,8 | $77,212 | $79,180 |
| State income tax on $100,000 (estimate)8 | $1,968 (OH) | $0 (TX) |
| Rent burden on $100,000 | 16% | 20% |
| Median pay, all jobs4 | $49,980 | $49,410 |
| Federal locality pay area7 | Dayton-Springfield-Kettering, OH | Houston-The Woodlands, TX |
Rent areas: Dayton-Kettering-Beavercreek, OH MSA and Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area. Metro areas: Dayton-Kettering-Beavercreek, OH and Houston-Pasadena-The Woodlands, TX.
What costs more or less
| Price level (U.S. = 100) | Dayton | Houston |
|---|---|---|
| Housing (rent) | 72.7 | 104.5 |
| Goods | 93.6 | 100.6 |
| Utilities | 95.4 | 95.3 |
| Other services | 98.9 | 95.6 |
| Overall | 92.7 | 98.6 |
Moving with the same $100,000 salary
Dayton, OH → Houston, TX
Same pay buys less
Buying power −6.0%; rent takes 20% of take-home; state tax −$1,968/yr.
50 Fair offer
Houston, TX → Dayton, OH
Same pay goes further
Buying power +6.4%; rent takes 16% of take-home; state tax +$1,968/yr.
89 Strong offer
Federal employees: GS pay
Dayton, OH is in the Dayton-Springfield-Kettering, OH pay area; Houston, TX is in Houston-The Woodlands, TX. The last column shows what a transfer from Dayton, OH to Houston, TX at the same grade and step does to real buying power.
| Grade5,2 | Dayton, OH | Houston, TX | Real change, Dayton → Houston |
|---|---|---|---|
| GS-9 step 1 | $64,021 | $71,181 | +4.5% |
| GS-11 step 1 | $77,460 | $86,123 | +4.5% |
| GS-12 step 1 | $92,841 | $103,225 | +4.5% |
| GS-13 step 1 | $110,401 | $122,749 | +4.5% |
| GS-14 step 1 | $130,461 | $145,052 | +4.5% |
Pay for common jobs
| Median annual pay4 | Dayton, OH | Houston, TX | Houston pay in Dayton dollars |
|---|---|---|---|
| Information Security Analysts | $111,430 | $126,370 | $118,766 (+6.6%) |
| Software Developers | $106,910 | $129,440 | $121,651 (+13.8%) |
| Accountants and Auditors | $79,030 | $85,090 | $79,970 (+1.2%) |
| Registered Nurses | $82,510 | $99,830 | $93,823 (+13.7%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.