City comparison

Columbus, GA vs Wilmington, NC

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Wilmington, NC are 8.0% higher than in Columbus, GA. Someone earning $100,000 in Columbus, GA would need about $108,000 in Wilmington, NC to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,513 a month in Wilmington, NC versus $939 in Columbus, GA. On $100,000, that's 24% of take-home pay in Wilmington, NC and 15% in Columbus, GA.
  • On $100,000, estimated state income tax is about $1,086 a year higher in Columbus, GA than in Wilmington, NC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −5.4% moving from Columbus, GA to Wilmington, NC ($112,556 → $106,437), while prices change by +8.0%. Net effect of the transfer: −12.4% in real buying power.
ColumbusWilmington
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Columbus, GA: price level 89.3 (much cheaper)
  • Wilmington, NC: price level 96.4 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Columbus, GAWilmington, NC
Price level (U.S. = 100)289.396.4
$100,000 is worth, in the other city2$107,980 in Wilmington$92,610 in Columbus
Typical 1-bedroom rent3$939/mo$1,513/mo
Take-home on $100,00014,15,8$74,613$75,699
State income tax on $100,000 (estimate)8$4,567 (GA)$3,481 (NC)
Rent burden on $100,00015%24%
Median pay, all jobs4$43,540$45,800
Federal locality pay area7Atlanta-Athens-Clarke County-Sandy Springs, GA-ALRest of U.S.

Rent areas: Columbus, GA-AL HUD Metro FMR Area and Wilmington, NC HUD Metro FMR Area. Metro areas: Columbus, GA-AL and Wilmington, NC.

What costs more or less

Columbus, GAWilmington, NC
Price level (U.S. = 100)ColumbusWilmington
Housing (rent)61.293.2
Goods96.396.6
Utilities89.787.9
Other services98.698.2
Overall89.396.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Columbus, GA → Wilmington, NC

Same pay buys less

Buying power −7.4%; rent takes 24% of take-home; state tax −$1,086/yr.

46 Fair offer

Wilmington, NC → Columbus, GA

Same pay goes further

Buying power +8.0%; rent takes 15% of take-home; state tax +$1,086/yr.

94 Strong offer

Federal employees: GS pay

Columbus, GA is in the Atlanta-Athens-Clarke County-Sandy Springs, GA-AL pay area; Wilmington, NC is in Rest of U.S.. The last column shows what a transfer from Columbus, GA to Wilmington, NC at the same grade and step does to real buying power.

Grade5,2Columbus, GAWilmington, NCReal change, Columbus → Wilmington
GS-9 step 1$65,271$61,722−12.4%
GS-11 step 1$78,972$74,678−12.4%
GS-12 step 1$94,654$89,508−12.4%
GS-13 step 1$112,556$106,437−12.4%
GS-14 step 1$133,007$125,776−12.4%

Pay for common jobs

Median annual pay4Columbus, GAWilmington, NCWilmington pay in Columbus dollars
Information Security Analysts$102,240$145,170$134,441 (+31.5%)
Software Developers$116,150$123,730$114,586 (−1.3%)
Accountants and Auditors$73,640$77,920$72,161 (−2.0%)
Registered Nurses$82,500$80,970$74,986 (−9.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.