City comparison
Cincinnati, OH vs Virginia Beach, VA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Virginia Beach, VA are 2.7% higher than in Cincinnati, OH. Someone earning $100,000 in Cincinnati, OH would need about $102,700 in Virginia Beach, VA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,512 a month in Virginia Beach, VA versus $1,051 in Cincinnati, OH. On $100,000, that's 24% of take-home pay in Virginia Beach, VA and 16% in Cincinnati, OH.
- On $100,000, estimated state income tax is about $2,968 a year higher in Virginia Beach, VA than in Cincinnati, OH.
- For federal employees, locality pay changes a GS-13 step 1 salary by −2.6% moving from Cincinnati, OH to Virginia Beach, VA ($110,865 → $108,019), while prices change by +2.7%. Net effect of the transfer: −5.1% in real buying power.
- Cincinnati, OH: price level 95.4 (cheaper)
- Virginia Beach, VA: price level 97.9 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Cincinnati, OH | Virginia Beach, VA | |
|---|---|---|
| Price level (U.S. = 100)2 | 95.4 | 97.9 |
| $100,000 is worth, in the other city2 | $102,696 in Virginia Beach | $97,375 in Cincinnati |
| Typical 1-bedroom rent3 | $1,051/mo | $1,512/mo |
| Take-home on $100,00014,15,8 | $77,212 | $74,244 |
| State income tax on $100,000 (estimate)8 | $1,968 (OH) | $4,936 (VA) |
| Rent burden on $100,000 | 16% | 24% |
| Median pay, all jobs4 | $50,170 | $49,430 |
| Federal locality pay area7 | Cincinnati-Wilmington-Maysville, OH-KY-IN | Virginia Beach-Norfolk, VA-NC |
Rent areas: Cincinnati, OH-KY-IN HUD Metro FMR Area and Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area. Metro areas: Cincinnati, OH-KY-IN and Virginia Beach-Chesapeake-Norfolk, VA-NC.
What costs more or less
| Price level (U.S. = 100) | Cincinnati | Virginia Beach |
|---|---|---|
| Housing (rent) | 87.6 | 99.8 |
| Goods | 93.8 | 96.8 |
| Utilities | 91.0 | 89.6 |
| Other services | 99.0 | 98.6 |
| Overall | 95.4 | 97.9 |
Moving with the same $100,000 salary
Cincinnati, OH → Virginia Beach, VA
Same pay buys less
Buying power −2.6%; rent takes 24% of take-home; state tax +$2,968/yr.
61 Fair offer
Virginia Beach, VA → Cincinnati, OH
Same pay goes further
Buying power +2.7%; rent takes 16% of take-home; state tax −$2,968/yr.
77 Strong offer
On the GS pay scale?
Cincinnati, OH is in the Cincinnati-Wilmington-Maysville, OH-KY-IN pay area; Virginia Beach, VA is in Virginia Beach-Norfolk, VA-NC. The last column shows what a transfer from Cincinnati, OH to Virginia Beach, VA at the same grade and step does to real buying power.
| Grade5,2 | Cincinnati, OH | Virginia Beach, VA | Real change, Cincinnati → Virginia Beach |
|---|---|---|---|
| GS-9 step 1 | $64,290 | $62,640 | −5.1% |
| GS-11 step 1 | $77,785 | $75,788 | −5.1% |
| GS-12 step 1 | $93,231 | $90,838 | −5.1% |
| GS-13 step 1 | $110,865 | $108,019 | −5.1% |
| GS-14 step 1 | $131,009 | $127,646 | −5.1% |
Pay for common jobs
| Median annual pay4 | Cincinnati, OH | Virginia Beach, VA | Virginia Beach pay in Cincinnati dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $64,740 | $63,380 | $61,716 (−4.7%) |
| Software Developers | $121,420 | $129,090 | $125,701 (+3.5%) |
| Accountants and Auditors | $80,640 | $79,450 | $77,364 (−4.1%) |
| Registered Nurses | $83,650 | $89,450 | $87,102 (+4.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.