City comparison

Richmond, VA vs Virginia Beach, VA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Richmond, VA (97.9) and Virginia Beach, VA (97.9, U.S. average = 100) are within 1% of each other, so $100,000 in Richmond, VA goes as far as $100,100 in Virginia Beach, VA.
  • Typical 1-bedroom rents are close: $1,507 a month in Richmond, VA and $1,512 in Virginia Beach, VA.
  • Both are in VA, so estimated state income tax is the same: $4,936 a year on $100,000.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.8% moving from Richmond, VA to Virginia Beach, VA ($111,183 → $108,019), while prices change by +0.1%. Net effect of the transfer: −2.9% in real buying power.
RichmondVirginia Beach
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Richmond, VA: price level 97.9 (cheaper)
  • Virginia Beach, VA: price level 97.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Richmond, VAVirginia Beach, VA
Price level (U.S. = 100)297.997.9
$100,000 is worth, in the other city2$100,085 in Virginia Beach$99,915 in Richmond
Typical 1-bedroom rent3$1,507/mo$1,512/mo
Take-home on $100,00014,15,8$74,244$74,244
State income tax on $100,000 (estimate)8$4,936 (VA)$4,936 (VA)
Rent burden on $100,00024%24%
Median pay, all jobs4$51,460$49,430
Federal locality pay area7Richmond, VAVirginia Beach-Norfolk, VA-NC

Rent areas: Richmond, VA HUD Metro FMR Area and Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area. Metro areas: Richmond, VA and Virginia Beach-Chesapeake-Norfolk, VA-NC.

What costs more or less

Richmond, VAVirginia Beach, VA
Price level (U.S. = 100)RichmondVirginia Beach
Housing (rent)99.199.8
Goods96.896.8
Utilities89.289.6
Other services98.698.6
Overall97.997.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Richmond, VA → Virginia Beach, VA

Roughly even

Buying power −0.1%; rent takes 24% of take-home; state tax +$0/yr.

68 Fair offer

Virginia Beach, VA → Richmond, VA

Roughly even

Buying power +0.1%; rent takes 24% of take-home; state tax +$0/yr.

69 Fair offer

On the GS pay scale?

Richmond, VA is in the Richmond, VA pay area; Virginia Beach, VA is in Virginia Beach-Norfolk, VA-NC. The last column shows what a transfer from Richmond, VA to Virginia Beach, VA at the same grade and step does to real buying power.

Grade5,2Richmond, VAVirginia Beach, VAReal change, Richmond → Virginia Beach
GS-9 step 1$64,475$62,640−2.9%
GS-11 step 1$78,009$75,788−2.9%
GS-12 step 1$93,499$90,838−2.9%
GS-13 step 1$111,183$108,019−2.9%
GS-14 step 1$131,385$127,646−2.9%

Pay for common jobs

Median annual pay4Richmond, VAVirginia Beach, VAVirginia Beach pay in Richmond dollars
Elementary School Teachers, Except Special Education$61,290$63,380$63,326 (+3.3%)
Software Developers$132,120$129,090$128,981 (−2.4%)
Accountants and Auditors$84,220$79,450$79,383 (−5.7%)
Registered Nurses$93,580$89,450$89,374 (−4.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.