City comparison

Brownsville, TX vs Dayton, OH

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Dayton, OH are 7.8% higher than in Brownsville, TX. Someone earning $100,000 in Brownsville, TX would need about $107,800 in Dayton, OH to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,009 a month in Dayton, OH versus $866 in Brownsville, TX. On $100,000, that's 16% of take-home pay in Dayton, OH and 13% in Brownsville, TX.
  • On $100,000, estimated state income tax is about $1,968 a year higher in Dayton, OH than in Brownsville, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +3.7% moving from Brownsville, TX to Dayton, OH ($106,437 → $110,401), while prices change by +7.8%. Net effect of the transfer: −3.8% in real buying power.
BrownsvilleDayton
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Brownsville, TX: price level 86.0 (much cheaper)
  • Dayton, OH: price level 92.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Brownsville, TXDayton, OH
Price level (U.S. = 100)286.092.7
$100,000 is worth, in the other city2$107,815 in Dayton$92,751 in Brownsville
Typical 1-bedroom rent3$866/mo$1,009/mo
Take-home on $100,00014,15,8$79,180$77,212
State income tax on $100,000 (estimate)8$0 (TX)$1,968 (OH)
Rent burden on $100,00013%16%
Median pay, all jobs4$36,490$49,980
Federal locality pay area7Rest of U.S.Dayton-Springfield-Kettering, OH

Rent areas: Brownsville-Harlingen, TX MSA and Dayton-Kettering-Beavercreek, OH MSA. Metro areas: Brownsville-Harlingen, TX and Dayton-Kettering-Beavercreek, OH.

What costs more or less

Brownsville, TXDayton, OH
Price level (U.S. = 100)BrownsvilleDayton
Housing (rent)57.772.7
Goods93.893.6
Utilities81.295.4
Other services96.298.9
Overall86.092.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Brownsville, TX → Dayton, OH

Same pay buys less

Buying power −7.2%; rent takes 16% of take-home; state tax +$1,968/yr.

46 Fair offer

Dayton, OH → Brownsville, TX

Same pay goes further

Buying power +7.8%; rent takes 13% of take-home; state tax −$1,968/yr.

93 Strong offer

On the GS pay scale?

Brownsville, TX is in the Rest of U.S. pay area; Dayton, OH is in Dayton-Springfield-Kettering, OH. The last column shows what a transfer from Brownsville, TX to Dayton, OH at the same grade and step does to real buying power.

Grade5,2Brownsville, TXDayton, OHReal change, Brownsville → Dayton
GS-9 step 1$61,722$64,021−3.8%
GS-11 step 1$74,678$77,460−3.8%
GS-12 step 1$89,508$92,841−3.8%
GS-13 step 1$106,437$110,401−3.8%
GS-14 step 1$125,776$130,461−3.8%

Pay for common jobs

Median annual pay4Brownsville, TXDayton, OHDayton pay in Brownsville dollars
Elementary School Teachers, Except Special Education$63,350$80,360$74,535 (+17.7%)
Software Developers$106,990$106,910$99,161 (−7.3%)
Accountants and Auditors$66,440$79,030$73,301 (+10.3%)
Registered Nurses$81,090$82,510$76,529 (−5.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.