City comparison

Urban Honolulu, HI vs Wilmington, NC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Urban Honolulu, HI are 15.1% higher than in Wilmington, NC. Someone earning $100,000 in Wilmington, NC would need about $115,100 in Urban Honolulu, HI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,016 a month in Urban Honolulu, HI versus $1,513 in Wilmington, NC. On $100,000, that's 33% of take-home pay in Urban Honolulu, HI and 24% in Wilmington, NC.
  • On $100,000, estimated state income tax is about $2,589 a year higher in Urban Honolulu, HI than in Wilmington, NC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −4.2% moving from Urban Honolulu, HI to Wilmington, NC ($111,119 → $106,437), while prices change by −13.1%. Net effect of the transfer: +10.2% in real buying power.
Urban HonoluluWilmington
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Urban Honolulu, HI: price level 111.0 (much pricier)
  • Wilmington, NC: price level 96.4 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Urban Honolulu, HIWilmington, NC
Price level (U.S. = 100)2111.096.4
$100,000 is worth, in the other city2$86,897 in Wilmington$115,079 in Urban Honolulu
Typical 1-bedroom rent3$2,016/mo$1,513/mo
Take-home on $100,00014,15,8$73,110$75,699
State income tax on $100,000 (estimate)8$6,070 (HI)$3,481 (NC)
Rent burden on $100,00033%24%
Median pay, all jobs4$57,220$45,800
Federal locality pay area7State of HawaiiRest of U.S.

Rent areas: Urban Honolulu, HI MSA and Wilmington, NC HUD Metro FMR Area. Metro areas: Urban Honolulu, HI and Wilmington, NC.

What costs more or less

Urban Honolulu, HIWilmington, NC
Price level (U.S. = 100)Urban HonoluluWilmington
Housing (rent)135.593.2
Goods111.696.6
Utilities187.387.9
Other services102.998.2
Overall111.096.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Urban Honolulu, HI → Wilmington, NC

Same pay goes further

Buying power +15.1%; rent takes 24% of take-home; state tax −$2,589/yr.

100 Strong offer

Wilmington, NC → Urban Honolulu, HI

Same pay buys less

Buying power −13.1%; rent takes 33% of take-home; state tax +$2,589/yr.

25 Weak offer

On the GS pay scale?

Urban Honolulu, HI is in the State of Hawaii pay area; Wilmington, NC is in Rest of U.S.. The last column shows what a transfer from Urban Honolulu, HI to Wilmington, NC at the same grade and step does to real buying power.

Grade5,2Urban Honolulu, HIWilmington, NCReal change, Urban Honolulu → Wilmington
GS-9 step 1$64,438$61,722+10.2%
GS-11 step 1$77,964$74,678+10.2%
GS-12 step 1$93,445$89,508+10.2%
GS-13 step 1$111,119$106,437+10.2%
GS-14 step 1$131,310$125,776+10.2%

Pay for common jobs

Median annual pay4Urban Honolulu, HIWilmington, NCWilmington pay in Urban Honolulu dollars
Elementary School Teachers, Except Special Education$73,080$48,240$55,514 (−24.0%)
Software Developers$120,230$123,730$142,387 (+18.4%)
Accountants and Auditors$74,990$77,920$89,669 (+19.6%)
Registered Nurses$139,260$80,970$93,179 (−33.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.