City comparison

Tucson, AZ vs Wilmington, NC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Tucson, AZ (96.9) and Wilmington, NC (96.4, U.S. average = 100) are within 1% of each other, so $100,000 in Tucson, AZ goes as far as $99,500 in Wilmington, NC.
  • Rent is the bigger story: a typical 1-bedroom costs $1,513 a month in Wilmington, NC versus $1,081 in Tucson, AZ. On $100,000, that's 24% of take-home pay in Wilmington, NC and 17% in Tucson, AZ.
  • On $100,000, estimated state income tax is about $1,190 a year higher in Wilmington, NC than in Tucson, AZ.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −1.9% moving from Tucson, AZ to Wilmington, NC ($108,455 → $106,437), while prices change by −0.5%. Net effect of the transfer: −1.4% in real buying power.
TucsonWilmington
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Tucson, AZ: price level 96.9 (cheaper)
  • Wilmington, NC: price level 96.4 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Tucson, AZWilmington, NC
Price level (U.S. = 100)296.996.4
$100,000 is worth, in the other city2$99,511 in Wilmington$100,492 in Tucson
Typical 1-bedroom rent3$1,081/mo$1,513/mo
Take-home on $100,00014,15,8$76,889$75,699
State income tax on $100,000 (estimate)8$2,291 (AZ)$3,481 (NC)
Rent burden on $100,00017%24%
Median pay, all jobs4$47,760$45,800
Federal locality pay area7Tucson-Nogales, AZRest of U.S.

Rent areas: Tucson, AZ MSA and Wilmington, NC HUD Metro FMR Area. Metro areas: Tucson, AZ and Wilmington, NC.

What costs more or less

Tucson, AZWilmington, NC
Price level (U.S. = 100)TucsonWilmington
Housing (rent)91.893.2
Goods96.296.6
Utilities89.587.9
Other services99.898.2
Overall96.996.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Tucson, AZ → Wilmington, NC

Roughly even

Buying power +0.5%; rent takes 24% of take-home; state tax +$1,190/yr.

70 Strong offer

Wilmington, NC → Tucson, AZ

Roughly even

Buying power −0.5%; rent takes 17% of take-home; state tax −$1,190/yr.

67 Fair offer

On the GS pay scale?

Tucson, AZ is in the Tucson-Nogales, AZ pay area; Wilmington, NC is in Rest of U.S.. The last column shows what a transfer from Tucson, AZ to Wilmington, NC at the same grade and step does to real buying power.

Grade5,2Tucson, AZWilmington, NCReal change, Tucson → Wilmington
GS-9 step 1$62,893$61,722−1.4%
GS-11 step 1$76,095$74,678−1.4%
GS-12 step 1$91,205$89,508−1.4%
GS-13 step 1$108,455$106,437−1.4%
GS-14 step 1$128,162$125,776−1.4%

Pay for common jobs

Median annual pay4Tucson, AZWilmington, NCWilmington pay in Tucson dollars
Elementary School Teachers, Except Special Education$47,220$48,240$48,477 (+2.7%)
Software Developers$123,710$123,730$124,338 (+0.5%)
Accountants and Auditors$76,320$77,920$78,303 (+2.6%)
Registered Nurses$94,110$80,970$81,368 (−13.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.