City comparison

Santa Maria, CA vs Virginia Beach, VA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Santa Maria, CA are 11.1% higher than in Virginia Beach, VA. Someone earning $100,000 in Virginia Beach, VA would need about $111,100 in Santa Maria, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,746 a month in Santa Maria, CA versus $1,512 in Virginia Beach, VA. On $100,000, that's 44% of take-home pay in Santa Maria, CA and 24% in Virginia Beach, VA.
  • Estimated state income tax on $100,000 is close: $5,070 a year in CA and $4,936 in VA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −12.9% moving from Santa Maria, CA to Virginia Beach, VA ($124,085 → $108,019), while prices change by −10.0%. Net effect of the transfer: −3.3% in real buying power.
Santa MariaVirginia Beach
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Santa Maria, CA: price level 108.8 (much pricier)
  • Virginia Beach, VA: price level 97.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Santa Maria, CAVirginia Beach, VA
Price level (U.S. = 100)2108.897.9
$100,000 is worth, in the other city2$90,021 in Virginia Beach$111,085 in Santa Maria
Typical 1-bedroom rent3$2,746/mo$1,512/mo
Take-home on $100,00014,15,8$74,110$74,244
State income tax on $100,000 (estimate)8$5,070 (CA)$4,936 (VA)
Rent burden on $100,00044%24%
Median pay, all jobs4$51,690$49,430
Federal locality pay area7Los Angeles-Long Beach, CAVirginia Beach-Norfolk, VA-NC

Rent areas: Santa Maria-Santa Barbara, CA MSA and Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area. Metro areas: Santa Maria-Santa Barbara, CA and Virginia Beach-Chesapeake-Norfolk, VA-NC.

What costs more or less

Santa Maria, CAVirginia Beach, VA
Price level (U.S. = 100)Santa MariaVirginia Beach
Housing (rent)151.499.8
Goods105.296.8
Utilities149.889.6
Other services100.398.6
Overall108.897.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Santa Maria, CA → Virginia Beach, VA

Same pay goes further

Buying power +11.1%; rent takes 24% of take-home; state tax −$135/yr.

100 Strong offer

Virginia Beach, VA → Santa Maria, CA

Same pay buys less

Buying power −10.0%; rent takes 44% of take-home; state tax +$135/yr.

8 Weak offer

On the GS pay scale?

Santa Maria, CA is in the Los Angeles-Long Beach, CA pay area; Virginia Beach, VA is in Virginia Beach-Norfolk, VA-NC. The last column shows what a transfer from Santa Maria, CA to Virginia Beach, VA at the same grade and step does to real buying power.

Grade5,2Santa Maria, CAVirginia Beach, VAReal change, Santa Maria → Virginia Beach
GS-9 step 1$71,957$62,640−3.3%
GS-11 step 1$87,061$75,788−3.3%
GS-12 step 1$104,349$90,838−3.3%
GS-13 step 1$124,085$108,019−3.3%
GS-14 step 1$146,632$127,646−3.3%

Pay for common jobs

Median annual pay4Santa Maria, CAVirginia Beach, VAVirginia Beach pay in Santa Maria dollars
Elementary School Teachers, Except Special Education$101,030$63,380$70,406 (−30.3%)
Software Developers$158,290$129,090$143,400 (−9.4%)
Accountants and Auditors$91,610$79,450$88,257 (−3.7%)
Registered Nurses$137,360$89,450$99,366 (−27.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.