City comparison

Salt Lake City, UT vs Waterbury, CT

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Salt Lake City, UT are 1.1% higher than in Waterbury, CT. Someone earning $100,000 in Waterbury, CT would need about $101,100 in Salt Lake City, UT to live the same way.
  • Typical 1-bedroom rents are close: $1,456 a month in Salt Lake City, UT and $1,445 in Waterbury, CT.
  • On $100,000, estimated state income tax is about $391 a year higher in Waterbury, CT than in Salt Lake City, UT.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +17.8% moving from Salt Lake City, UT to Waterbury, CT ($106,437 → $125,431), while prices change by −1.1%. Net effect of the transfer: +19.1% in real buying power.
Salt Lake CityWaterbury
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Salt Lake City, UT: price level 100.9 (about average)
  • Waterbury, CT: price level 99.8 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Salt Lake City, UTWaterbury, CT
Price level (U.S. = 100)2100.999.8
$100,000 is worth, in the other city2$98,919 in Waterbury$101,092 in Salt Lake City
Typical 1-bedroom rent3$1,456/mo$1,445/mo
Take-home on $100,00014,15,8$75,646$75,255
State income tax on $100,000 (estimate)8$3,534 (UT)$3,925 (CT)
Rent burden on $100,00023%23%
Median pay, all jobs4$55,240$51,440
Federal locality pay area7Rest of U.S.New York-Newark, NY-NJ-CT-PA

Rent areas: Salt Lake City, UT HUD Metro FMR Area and Waterbury-Shelton, CT MSA. Metro areas: Salt Lake City-Murray, UT and Waterbury-Shelton, CT.

What costs more or less

Salt Lake City, UTWaterbury, CT
Price level (U.S. = 100)Salt Lake CityWaterbury
Housing (rent)123.389.1
Goods96.497.3
Utilities79.0147.6
Other services99.0102.7
Overall100.999.8
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Salt Lake City, UT → Waterbury, CT

Roughly even

Buying power +1.1%; rent takes 23% of take-home; state tax +$391/yr.

72 Strong offer

Waterbury, CT → Salt Lake City, UT

Roughly even

Buying power −1.1%; rent takes 23% of take-home; state tax −$391/yr.

65 Fair offer

On the GS pay scale?

Salt Lake City, UT is in the Rest of U.S. pay area; Waterbury, CT is in New York-Newark, NY-NJ-CT-PA. The last column shows what a transfer from Salt Lake City, UT to Waterbury, CT at the same grade and step does to real buying power.

Grade5,2Salt Lake City, UTWaterbury, CTReal change, Salt Lake City → Waterbury
GS-9 step 1$61,722$72,737+19.1%
GS-11 step 1$74,678$88,005+19.1%
GS-12 step 1$89,508$105,481+19.1%
GS-13 step 1$106,437$125,431+19.1%
GS-14 step 1$125,776$148,222+19.1%

Pay for common jobs

Median annual pay4Salt Lake City, UTWaterbury, CTWaterbury pay in Salt Lake City dollars
Elementary School Teachers, Except Special Education$77,920$79,640$80,510 (+3.3%)
Software Developers$129,600$131,290$132,724 (+2.4%)
Accountants and Auditors$82,100$93,010$94,026 (+14.5%)
Registered Nurses$85,890$101,690$102,801 (+19.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.