City comparison

Rockford, IL vs Tuscaloosa, AL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Rockford, IL are 5.1% higher than in Tuscaloosa, AL. Someone earning $100,000 in Tuscaloosa, AL would need about $105,100 in Rockford, IL to live the same way.
  • Rent differs too: a typical 1-bedroom costs $972 a month in Tuscaloosa, AL versus $895 in Rockford, IL. On $100,000, that's 16% of take-home pay in Tuscaloosa, AL and 14% in Rockford, IL.
  • Estimated state income tax on $100,000 is close: $4,805 a year in IL and $4,735 in AL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −9.6% moving from Rockford, IL to Tuscaloosa, AL ($118,984 → $107,510), while prices change by −4.8%. Net effect of the transfer: −5.1% in real buying power.
RockfordTuscaloosa
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Rockford, IL: price level 92.2 (cheaper)
  • Tuscaloosa, AL: price level 87.7 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Rockford, ILTuscaloosa, AL
Price level (U.S. = 100)292.287.7
$100,000 is worth, in the other city2$95,191 in Tuscaloosa$105,052 in Rockford
Typical 1-bedroom rent3$895/mo$972/mo
Take-home on $100,00014,15,8$74,375$74,445
State income tax on $100,000 (estimate)8$4,805 (IL)$4,735 (AL)
Rent burden on $100,00014%16%
Median pay, all jobs4$47,120$45,220
Federal locality pay area7Chicago-Naperville, IL-IN-WIBirmingham-Hoover-Talladega, AL

Rent areas: Rockford, IL MSA and Tuscaloosa, AL HUD Metro FMR Area. Metro areas: Rockford, IL and Tuscaloosa, AL.

What costs more or less

Rockford, ILTuscaloosa, AL
Price level (U.S. = 100)RockfordTuscaloosa
Housing (rent)70.158.2
Goods93.696.4
Utilities89.484.4
Other services99.696.7
Overall92.287.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Rockford, IL → Tuscaloosa, AL

Same pay goes further

Buying power +5.1%; rent takes 16% of take-home; state tax −$70/yr.

85 Strong offer

Tuscaloosa, AL → Rockford, IL

Same pay buys less

Buying power −4.8%; rent takes 14% of take-home; state tax +$70/yr.

54 Fair offer

On the GS pay scale?

Rockford, IL is in the Chicago-Naperville, IL-IN-WI pay area; Tuscaloosa, AL is in Birmingham-Hoover-Talladega, AL. The last column shows what a transfer from Rockford, IL to Tuscaloosa, AL at the same grade and step does to real buying power.

Grade5,2Rockford, ILTuscaloosa, ALReal change, Rockford → Tuscaloosa
GS-9 step 1$68,999$62,344−5.1%
GS-11 step 1$83,482$75,431−5.1%
GS-12 step 1$100,059$90,410−5.1%
GS-13 step 1$118,984$107,510−5.1%
GS-14 step 1$140,604$127,044−5.1%

Pay for common jobs

Median annual pay4Rockford, ILTuscaloosa, ALTuscaloosa pay in Rockford dollars
Elementary School Teachers, Except Special Education$64,200$60,220$63,263 (−1.5%)
Software Developers$107,640$104,870$110,168 (+2.3%)
Accountants and Auditors$75,260$71,690$75,312 (+0.1%)
Registered Nurses$80,930$75,250$79,052 (−2.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.