City comparison

Birmingham, AL vs Tuscaloosa, AL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Birmingham, AL are 4.5% higher than in Tuscaloosa, AL. Someone earning $100,000 in Tuscaloosa, AL would need about $104,500 in Birmingham, AL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,155 a month in Birmingham, AL versus $972 in Tuscaloosa, AL. On $100,000, that's 19% of take-home pay in Birmingham, AL and 16% in Tuscaloosa, AL.
  • Both are in AL, so estimated state income tax is the same: $4,735 a year on $100,000.
  • Both cities are in the same federal pay area (Birmingham-Hoover-Talladega, AL), so a GS-13 step 1 earns $107,510 in either. A transfer from Birmingham, AL to Tuscaloosa, AL changes real buying power by +4.5%, purely from prices.
BirminghamTuscaloosa
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Birmingham, AL: price level 91.6 (much cheaper)
  • Tuscaloosa, AL: price level 87.7 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Birmingham, ALTuscaloosa, AL
Price level (U.S. = 100)291.687.7
$100,000 is worth, in the other city2$95,720 in Tuscaloosa$104,471 in Birmingham
Typical 1-bedroom rent3$1,155/mo$972/mo
Take-home on $100,00014,15,8$74,445$74,445
State income tax on $100,000 (estimate)8$4,735 (AL)$4,735 (AL)
Rent burden on $100,00019%16%
Median pay, all jobs4$47,770$45,220
Federal locality pay area7Birmingham-Hoover-Talladega, ALBirmingham-Hoover-Talladega, AL

Rent areas: Birmingham-Hoover, AL HUD Metro FMR Area and Tuscaloosa, AL HUD Metro FMR Area. Metro areas: Birmingham, AL and Tuscaloosa, AL.

What costs more or less

Birmingham, ALTuscaloosa, AL
Price level (U.S. = 100)BirminghamTuscaloosa
Housing (rent)71.958.2
Goods96.496.4
Utilities83.884.4
Other services96.796.7
Overall91.687.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Birmingham, AL → Tuscaloosa, AL

Same pay goes further

Buying power +4.5%; rent takes 16% of take-home; state tax +$0/yr.

83 Strong offer

Tuscaloosa, AL → Birmingham, AL

Same pay buys less

Buying power −4.3%; rent takes 19% of take-home; state tax +$0/yr.

55 Fair offer

On the GS pay scale?

Both metros are in the Birmingham-Hoover-Talladega, AL locality pay area, so GS salaries are identical. The last column shows what a transfer from Birmingham, AL to Tuscaloosa, AL at the same grade and step does to real buying power.

Grade5,2Birmingham, ALTuscaloosa, ALReal change, Birmingham → Tuscaloosa
GS-9 step 1$62,344$62,344+4.5%
GS-11 step 1$75,431$75,431+4.5%
GS-12 step 1$90,410$90,410+4.5%
GS-13 step 1$107,510$107,510+4.5%
GS-14 step 1$127,044$127,044+4.5%

Pay for common jobs

Median annual pay4Birmingham, ALTuscaloosa, ALTuscaloosa pay in Birmingham dollars
Elementary School Teachers, Except Special Education$62,630$60,220$62,912 (+0.5%)
Software Developers$125,410$104,870$109,559 (−12.6%)
Accountants and Auditors$78,660$71,690$74,895 (−4.8%)
Registered Nurses$78,680$75,250$78,614 (−0.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.