City comparison

Rochester, NY vs Tuscaloosa, AL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Rochester, NY are 10.6% higher than in Tuscaloosa, AL. Someone earning $100,000 in Tuscaloosa, AL would need about $110,600 in Rochester, NY to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,256 a month in Rochester, NY versus $972 in Tuscaloosa, AL. On $100,000, that's 20% of take-home pay in Rochester, NY and 16% in Tuscaloosa, AL.
  • Estimated state income tax on $100,000 is close: $4,860 a year in NY and $4,735 in AL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +0.3% moving from Rochester, NY to Tuscaloosa, AL ($107,182 → $107,510), while prices change by −9.6%. Net effect of the transfer: +11.0% in real buying power.
RochesterTuscaloosa
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Rochester, NY: price level 97.0 (cheaper)
  • Tuscaloosa, AL: price level 87.7 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Rochester, NYTuscaloosa, AL
Price level (U.S. = 100)297.087.7
$100,000 is worth, in the other city2$90,402 in Tuscaloosa$110,616 in Rochester
Typical 1-bedroom rent3$1,256/mo$972/mo
Take-home on $100,00014,15,8$74,320$74,445
State income tax on $100,000 (estimate)8$4,860 (NY)$4,735 (AL)
Rent burden on $100,00020%16%
Median pay, all jobs4$51,210$45,220
Federal locality pay area7Rochester-Batavia-Seneca Falls, NYBirmingham-Hoover-Talladega, AL

Rent areas: Rochester, NY MSA and Tuscaloosa, AL HUD Metro FMR Area. Metro areas: Rochester, NY and Tuscaloosa, AL.

What costs more or less

Rochester, NYTuscaloosa, AL
Price level (U.S. = 100)RochesterTuscaloosa
Housing (rent)87.558.2
Goods99.796.4
Utilities133.284.4
Other services97.896.7
Overall97.087.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Rochester, NY → Tuscaloosa, AL

Same pay goes further

Buying power +10.6%; rent takes 16% of take-home; state tax −$125/yr.

100 Strong offer

Tuscaloosa, AL → Rochester, NY

Same pay buys less

Buying power −9.6%; rent takes 20% of take-home; state tax +$125/yr.

39 Weak offer

On the GS pay scale?

Rochester, NY is in the Rochester-Batavia-Seneca Falls, NY pay area; Tuscaloosa, AL is in Birmingham-Hoover-Talladega, AL. The last column shows what a transfer from Rochester, NY to Tuscaloosa, AL at the same grade and step does to real buying power.

Grade5,2Rochester, NYTuscaloosa, ALReal change, Rochester → Tuscaloosa
GS-9 step 1$62,155$62,344+11.0%
GS-11 step 1$75,202$75,431+11.0%
GS-12 step 1$90,135$90,410+11.0%
GS-13 step 1$107,182$107,510+11.0%
GS-14 step 1$126,657$127,044+11.0%

Pay for common jobs

Median annual pay4Rochester, NYTuscaloosa, ALTuscaloosa pay in Rochester dollars
Elementary School Teachers, Except Special Education$62,840$60,220$66,613 (+6.0%)
Software Developers$122,770$104,870$116,004 (−5.5%)
Accountants and Auditors$80,890$71,690$79,301 (−2.0%)
Registered Nurses$86,570$75,250$83,239 (−3.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.