City comparison

Portland, ME vs Urban Honolulu, HI

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Urban Honolulu, HI are 8.9% higher than in Portland, ME. Someone earning $100,000 in Portland, ME would need about $108,900 in Urban Honolulu, HI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,016 a month in Urban Honolulu, HI versus $1,658 in Portland, ME. On $100,000, that's 33% of take-home pay in Urban Honolulu, HI and 27% in Portland, ME.
  • On $100,000, estimated state income tax is about $416 a year higher in Urban Honolulu, HI than in Portland, ME.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −7.8% moving from Portland, ME to Urban Honolulu, HI ($120,548 → $111,119), while prices change by +8.9%. Net effect of the transfer: −15.4% in real buying power.
PortlandUrban Honolulu
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Portland, ME: price level 101.9 (about average)
  • Urban Honolulu, HI: price level 111.0 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Portland, MEUrban Honolulu, HI
Price level (U.S. = 100)2101.9111.0
$100,000 is worth, in the other city2$108,937 in Urban Honolulu$91,796 in Portland
Typical 1-bedroom rent3$1,658/mo$2,016/mo
Take-home on $100,00014,15,8$73,526$73,110
State income tax on $100,000 (estimate)8$5,654 (ME)$6,070 (HI)
Rent burden on $100,00027%33%
Median pay, all jobs4$56,960$57,220
Federal locality pay area7Boston-Worcester-Providence, MA-RI-NH-CT-ME-VTState of Hawaii

Rent areas: Portland, ME HUD Metro FMR Area and Urban Honolulu, HI MSA. Metro areas: Portland-South Portland, ME and Urban Honolulu, HI.

What costs more or less

Portland, MEUrban Honolulu, HI
Price level (U.S. = 100)PortlandUrban Honolulu
Housing (rent)105.2135.5
Goods97.2111.6
Utilities134.6187.3
Other services103.2102.9
Overall101.9111.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Portland, ME → Urban Honolulu, HI

Same pay buys less

Buying power −8.2%; rent takes 33% of take-home; state tax +$416/yr.

31 Weak offer

Urban Honolulu, HI → Portland, ME

Same pay goes further

Buying power +8.9%; rent takes 27% of take-home; state tax −$416/yr.

94 Strong offer

On the GS pay scale?

Portland, ME is in the Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT pay area; Urban Honolulu, HI is in State of Hawaii. The last column shows what a transfer from Portland, ME to Urban Honolulu, HI at the same grade and step does to real buying power.

Grade5,2Portland, MEUrban Honolulu, HIReal change, Portland → Urban Honolulu
GS-9 step 1$69,905$64,438−15.4%
GS-11 step 1$84,579$77,964−15.4%
GS-12 step 1$101,375$93,445−15.4%
GS-13 step 1$120,548$111,119−15.4%
GS-14 step 1$142,452$131,310−15.4%

Pay for common jobs

Median annual pay4Portland, MEUrban Honolulu, HIUrban Honolulu pay in Portland dollars
Elementary School Teachers, Except Special Education$76,770$73,080$67,085 (−12.6%)
Software Developers$128,710$120,230$110,367 (−14.3%)
Accountants and Auditors$79,790$74,990$68,838 (−13.7%)
Registered Nurses$88,470$139,260$127,835 (+44.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.