City comparison
Portland, ME vs Toledo, OH
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Portland, ME are 11.4% higher than in Toledo, OH. Someone earning $100,000 in Toledo, OH would need about $111,400 in Portland, ME to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,658 a month in Portland, ME versus $820 in Toledo, OH. On $100,000, that's 27% of take-home pay in Portland, ME and 13% in Toledo, OH.
- On $100,000, estimated state income tax is about $3,687 a year higher in Portland, ME than in Toledo, OH.
- For federal employees, locality pay changes a GS-13 step 1 salary by −11.7% moving from Portland, ME to Toledo, OH ($120,548 → $106,437), while prices change by −10.2%. Net effect of the transfer: −1.7% in real buying power.
- Portland, ME: price level 101.9 (about average)
- Toledo, OH: price level 91.5 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Portland, ME | Toledo, OH | |
|---|---|---|
| Price level (U.S. = 100)2 | 101.9 | 91.5 |
| $100,000 is worth, in the other city2 | $89,787 in Toledo | $111,375 in Portland |
| Typical 1-bedroom rent3 | $1,658/mo | $820/mo |
| Take-home on $100,00014,15,8 | $73,526 | $77,212 |
| State income tax on $100,000 (estimate)8 | $5,654 (ME) | $1,968 (OH) |
| Rent burden on $100,000 | 27% | 13% |
| Median pay, all jobs4 | $56,960 | $48,220 |
| Federal locality pay area7 | Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT | Rest of U.S. |
Rent areas: Portland, ME HUD Metro FMR Area and Toledo, OH MSA. Metro areas: Portland-South Portland, ME and Toledo, OH.
What costs more or less
| Price level (U.S. = 100) | Portland | Toledo |
|---|---|---|
| Housing (rent) | 105.2 | 67.3 |
| Goods | 97.2 | 93.6 |
| Utilities | 134.6 | 96.3 |
| Other services | 103.2 | 98.9 |
| Overall | 101.9 | 91.5 |
Moving with the same $100,000 salary
Portland, ME → Toledo, OH
Same pay goes further
Buying power +11.4%; rent takes 13% of take-home; state tax −$3,687/yr.
100 Strong offer
Toledo, OH → Portland, ME
Same pay buys less
Buying power −10.2%; rent takes 27% of take-home; state tax +$3,687/yr.
34 Weak offer
On the GS pay scale?
Portland, ME is in the Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT pay area; Toledo, OH is in Rest of U.S.. The last column shows what a transfer from Portland, ME to Toledo, OH at the same grade and step does to real buying power.
| Grade5,2 | Portland, ME | Toledo, OH | Real change, Portland → Toledo |
|---|---|---|---|
| GS-9 step 1 | $69,905 | $61,722 | −1.7% |
| GS-11 step 1 | $84,579 | $74,678 | −1.7% |
| GS-12 step 1 | $101,375 | $89,508 | −1.7% |
| GS-13 step 1 | $120,548 | $106,437 | −1.7% |
| GS-14 step 1 | $142,452 | $125,776 | −1.7% |
Pay for common jobs
| Median annual pay4 | Portland, ME | Toledo, OH | Toledo pay in Portland dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $76,770 | $63,250 | $70,445 (−8.2%) |
| Software Developers | $128,710 | $104,360 | $116,231 (−9.7%) |
| Accountants and Auditors | $79,790 | $77,400 | $86,204 (+8.0%) |
| Registered Nurses | $88,470 | $81,050 | $90,269 (+2.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.