City comparison

Palm Bay, FL vs Syracuse, NY

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Palm Bay, FL are 4.5% higher than in Syracuse, NY. Someone earning $100,000 in Syracuse, NY would need about $104,500 in Palm Bay, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,478 a month in Palm Bay, FL versus $1,123 in Syracuse, NY. On $100,000, that's 22% of take-home pay in Palm Bay, FL and 18% in Syracuse, NY.
  • On $100,000, estimated state income tax is about $4,860 a year higher in Syracuse, NY than in Palm Bay, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −0.7% moving from Palm Bay, FL to Syracuse, NY ($107,228 → $106,437), while prices change by −4.3%. Net effect of the transfer: +3.7% in real buying power.
Palm BaySyracuse
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Palm Bay, FL: price level 100.0 (about average)
  • Syracuse, NY: price level 95.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Palm Bay, FLSyracuse, NY
Price level (U.S. = 100)2100.095.7
$100,000 is worth, in the other city2$95,737 in Syracuse$104,453 in Palm Bay
Typical 1-bedroom rent3$1,478/mo$1,123/mo
Take-home on $100,00014,15,8$79,180$74,320
State income tax on $100,000 (estimate)8$0 (FL)$4,860 (NY)
Rent burden on $100,00022%18%
Median pay, all jobs4$49,030$52,990
Federal locality pay area7Palm Bay-Melbourne-Titusville, FLRest of U.S.

Rent areas: Palm Bay-Melbourne-Titusville, FL MSA and Syracuse, NY MSA. Metro areas: Palm Bay-Melbourne-Titusville, FL and Syracuse, NY.

What costs more or less

Palm Bay, FLSyracuse, NY
Price level (U.S. = 100)Palm BaySyracuse
Housing (rent)111.780.7
Goods96.299.7
Utilities88.1133.4
Other services98.997.8
Overall100.095.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Palm Bay, FL → Syracuse, NY

Same pay goes further

Buying power +4.5%; rent takes 18% of take-home; state tax +$4,860/yr.

83 Strong offer

Syracuse, NY → Palm Bay, FL

Same pay buys less

Buying power −4.3%; rent takes 22% of take-home; state tax −$4,860/yr.

55 Fair offer

On the GS pay scale?

Palm Bay, FL is in the Palm Bay-Melbourne-Titusville, FL pay area; Syracuse, NY is in Rest of U.S.. The last column shows what a transfer from Palm Bay, FL to Syracuse, NY at the same grade and step does to real buying power.

Grade5,2Palm Bay, FLSyracuse, NYReal change, Palm Bay → Syracuse
GS-9 step 1$62,181$61,722+3.7%
GS-11 step 1$75,233$74,678+3.7%
GS-12 step 1$90,173$89,508+3.7%
GS-13 step 1$107,228$106,437+3.7%
GS-14 step 1$126,711$125,776+3.7%

Pay for common jobs

Median annual pay4Palm Bay, FLSyracuse, NYSyracuse pay in Palm Bay dollars
Elementary School Teachers, Except Special Education$62,510$78,560$82,058 (+31.3%)
Software Developers$131,760$129,100$134,848 (+2.3%)
Accountants and Auditors$75,860$82,230$85,891 (+13.2%)
Registered Nurses$80,900$86,960$90,832 (+12.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.