City comparison
Oxnard, CA vs Peoria, IL
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Oxnard, CA are 21.2% higher than in Peoria, IL. Someone earning $100,000 in Peoria, IL would need about $121,200 in Oxnard, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,250 a month in Oxnard, CA versus $818 in Peoria, IL. On $100,000, that's 36% of take-home pay in Oxnard, CA and 13% in Peoria, IL.
- On $100,000, estimated state income tax is about $265 a year higher in Oxnard, CA than in Peoria, IL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −14.2% moving from Oxnard, CA to Peoria, IL ($124,085 → $106,437), while prices change by −17.5%. Net effect of the transfer: +3.9% in real buying power.
- Oxnard, CA: price level 110.5 (much pricier)
- Peoria, IL: price level 91.2 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Oxnard, CA | Peoria, IL | |
|---|---|---|
| Price level (U.S. = 100)2 | 110.5 | 91.2 |
| $100,000 is worth, in the other city2 | $82,537 in Peoria | $121,158 in Oxnard |
| Typical 1-bedroom rent3 | $2,250/mo | $818/mo |
| Take-home on $100,00014,15,8 | $74,110 | $74,375 |
| State income tax on $100,000 (estimate)8 | $5,070 (CA) | $4,805 (IL) |
| Rent burden on $100,000 | 36% | 13% |
| Median pay, all jobs4 | $52,510 | $49,590 |
| Federal locality pay area7 | Los Angeles-Long Beach, CA | Rest of U.S. |
Rent areas: Oxnard-Thousand Oaks-Ventura, CA MSA and Peoria, IL MSA. Metro areas: Oxnard-Thousand Oaks-Ventura, CA and Peoria, IL.
What costs more or less
| Price level (U.S. = 100) | Oxnard | Peoria |
|---|---|---|
| Housing (rent) | 171.1 | 63.8 |
| Goods | 105.2 | 93.6 |
| Utilities | 152.9 | 90.5 |
| Other services | 100.3 | 99.6 |
| Overall | 110.5 | 91.2 |
Moving with the same $100,000 salary
Oxnard, CA → Peoria, IL
Same pay goes further
Buying power +21.2%; rent takes 13% of take-home; state tax −$265/yr.
100 Strong offer
Peoria, IL → Oxnard, CA
Same pay buys less
Buying power −17.5%; rent takes 36% of take-home; state tax +$265/yr.
20 Weak offer
Federal employees: GS pay
Oxnard, CA is in the Los Angeles-Long Beach, CA pay area; Peoria, IL is in Rest of U.S.. The last column shows what a transfer from Oxnard, CA to Peoria, IL at the same grade and step does to real buying power.
| Grade5,2 | Oxnard, CA | Peoria, IL | Real change, Oxnard → Peoria |
|---|---|---|---|
| GS-9 step 1 | $71,957 | $61,722 | +3.9% |
| GS-11 step 1 | $87,061 | $74,678 | +3.9% |
| GS-12 step 1 | $104,349 | $89,508 | +3.9% |
| GS-13 step 1 | $124,085 | $106,437 | +3.9% |
| GS-14 step 1 | $146,632 | $125,776 | +3.9% |
Pay for common jobs
| Median annual pay4 | Oxnard, CA | Peoria, IL | Peoria pay in Oxnard dollars |
|---|---|---|---|
| Information Security Analysts | $130,440 | $132,090 | $160,038 (+22.7%) |
| Software Developers | $159,430 | $130,590 | $158,221 (−0.8%) |
| Accountants and Auditors | $90,340 | $79,540 | $96,369 (+6.7%) |
| Registered Nurses | $131,160 | $81,010 | $98,150 (−25.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.