City comparison

New York, NY vs Tulsa, OK

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in New York, NY are 26.2% higher than in Tulsa, OK. Someone earning $100,000 in Tulsa, OK would need about $126,200 in New York, NY to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,655 a month in New York, NY versus $987 in Tulsa, OK. On $100,000, that's 43% of take-home pay in New York, NY and 16% in Tulsa, OK.
  • On $100,000, estimated state income tax is about $905 a year higher in New York, NY than in Tulsa, OK.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −15.1% moving from New York, NY to Tulsa, OK ($125,431 → $106,437), while prices change by −20.7%. Net effect of the transfer: +7.1% in real buying power.
New YorkTulsa
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • New York, NY: price level 112.6 (much pricier)
  • Tulsa, OK: price level 89.2 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

New York, NYTulsa, OK
Price level (U.S. = 100)2112.689.2
$100,000 is worth, in the other city2$79,257 in Tulsa$126,172 in New York
Typical 1-bedroom rent3$2,655/mo$987/mo
Take-home on $100,00014,15,8$74,320$75,226
State income tax on $100,000 (estimate)8$4,860 (NY)$3,955 (OK)
Rent burden on $100,00043%16%
Median pay, all jobs4$61,430$46,670
Federal locality pay area7New York-Newark, NY-NJ-CT-PARest of U.S.

Rent areas: New York, NY HUD Metro FMR Area and Tulsa, OK HUD Metro FMR Area. Metro areas: New York-Newark-Jersey City, NY-NJ and Tulsa, OK.

What costs more or less

New York, NYTulsa, OK
Price level (U.S. = 100)New YorkTulsa
Housing (rent)148.668.2
Goods110.393.8
Utilities127.073.9
Other services105.895.5
Overall112.689.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

New York, NY → Tulsa, OK

Same pay goes further

Buying power +26.2%; rent takes 16% of take-home; state tax −$905/yr.

100 Strong offer

Tulsa, OK → New York, NY

Same pay buys less

Buying power −20.7%; rent takes 43% of take-home; state tax +$905/yr.

11 Weak offer

On the GS pay scale?

New York, NY is in the New York-Newark, NY-NJ-CT-PA pay area; Tulsa, OK is in Rest of U.S.. The last column shows what a transfer from New York, NY to Tulsa, OK at the same grade and step does to real buying power.

Grade5,2New York, NYTulsa, OKReal change, New York → Tulsa
GS-9 step 1$72,737$61,722+7.1%
GS-11 step 1$88,005$74,678+7.1%
GS-12 step 1$105,481$89,508+7.1%
GS-13 step 1$125,431$106,437+7.1%
GS-14 step 1$148,222$125,776+7.1%

Pay for common jobs

Median annual pay4New York, NYTulsa, OKTulsa pay in New York dollars
Elementary School Teachers, Except Special Education$96,900$48,220$60,840 (−37.2%)
Software Developers$166,830$108,730$137,187 (−17.8%)
Accountants and Auditors$105,650$81,320$102,603 (−2.9%)
Registered Nurses$119,720$84,790$106,981 (−10.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.