City comparison
New York, NY vs Savannah, GA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in New York, NY are 18.2% higher than in Savannah, GA. Someone earning $100,000 in Savannah, GA would need about $118,200 in New York, NY to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,655 a month in New York, NY versus $1,533 in Savannah, GA. On $100,000, that's 43% of take-home pay in New York, NY and 25% in Savannah, GA.
- On $100,000, estimated state income tax is about $293 a year higher in New York, NY than in Savannah, GA.
- For federal employees, locality pay changes a GS-13 step 1 salary by −15.1% moving from New York, NY to Savannah, GA ($125,431 → $106,437), while prices change by −15.4%. Net effect of the transfer: +0.3% in real buying power.
- New York, NY: price level 112.6 (much pricier)
- Savannah, GA: price level 95.2 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| New York, NY | Savannah, GA | |
|---|---|---|
| Price level (U.S. = 100)2 | 112.6 | 95.2 |
| $100,000 is worth, in the other city2 | $84,580 in Savannah | $118,231 in New York |
| Typical 1-bedroom rent3 | $2,655/mo | $1,533/mo |
| Take-home on $100,00014,15,8 | $74,320 | $74,613 |
| State income tax on $100,000 (estimate)8 | $4,860 (NY) | $4,567 (GA) |
| Rent burden on $100,000 | 43% | 25% |
| Median pay, all jobs4 | $61,430 | $47,240 |
| Federal locality pay area7 | New York-Newark, NY-NJ-CT-PA | Rest of U.S. |
Rent areas: New York, NY HUD Metro FMR Area and Savannah, GA MSA. Metro areas: New York-Newark-Jersey City, NY-NJ and Savannah, GA.
What costs more or less
| Price level (U.S. = 100) | New York | Savannah |
|---|---|---|
| Housing (rent) | 148.6 | 86.0 |
| Goods | 110.3 | 96.3 |
| Utilities | 127.0 | 88.6 |
| Other services | 105.8 | 98.7 |
| Overall | 112.6 | 95.2 |
Moving with the same $100,000 salary
New York, NY → Savannah, GA
Same pay goes further
Buying power +18.2%; rent takes 25% of take-home; state tax −$293/yr.
100 Strong offer
Savannah, GA → New York, NY
Same pay buys less
Buying power −15.4%; rent takes 43% of take-home; state tax +$293/yr.
11 Weak offer
On the GS pay scale?
New York, NY is in the New York-Newark, NY-NJ-CT-PA pay area; Savannah, GA is in Rest of U.S.. The last column shows what a transfer from New York, NY to Savannah, GA at the same grade and step does to real buying power.
| Grade5,2 | New York, NY | Savannah, GA | Real change, New York → Savannah |
|---|---|---|---|
| GS-9 step 1 | $72,737 | $61,722 | +0.3% |
| GS-11 step 1 | $88,005 | $74,678 | +0.3% |
| GS-12 step 1 | $105,481 | $89,508 | +0.3% |
| GS-13 step 1 | $125,431 | $106,437 | +0.3% |
| GS-14 step 1 | $148,222 | $125,776 | +0.3% |
Pay for common jobs
| Median annual pay4 | New York, NY | Savannah, GA | Savannah pay in New York dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $96,900 | $63,710 | $75,325 (−22.3%) |
| Software Developers | $166,830 | $123,220 | $145,684 (−12.7%) |
| Accountants and Auditors | $105,650 | $79,790 | $94,337 (−10.7%) |
| Registered Nurses | $119,720 | $86,760 | $102,577 (−14.3%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.