City comparison
New York, NY vs Orlando, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in New York, NY are 11.0% higher than in Orlando, FL. Someone earning $100,000 in Orlando, FL would need about $111,000 in New York, NY to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,655 a month in New York, NY versus $1,731 in Orlando, FL. On $100,000, that's 43% of take-home pay in New York, NY and 26% in Orlando, FL.
- On $100,000, estimated state income tax is about $4,860 a year higher in New York, NY than in Orlando, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −15.1% moving from New York, NY to Orlando, FL ($125,431 → $106,437), while prices change by −9.9%. Net effect of the transfer: −5.8% in real buying power.
- New York, NY: price level 112.6 (much pricier)
- Orlando, FL: price level 101.4 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| New York, NY | Orlando, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 112.6 | 101.4 |
| $100,000 is worth, in the other city2 | $90,099 in Orlando | $110,989 in New York |
| Typical 1-bedroom rent3 | $2,655/mo | $1,731/mo |
| Take-home on $100,00014,15,8 | $74,320 | $79,180 |
| State income tax on $100,000 (estimate)8 | $4,860 (NY) | $0 (FL) |
| Rent burden on $100,000 | 43% | 26% |
| Median pay, all jobs4 | $61,430 | $46,630 |
| Federal locality pay area7 | New York-Newark, NY-NJ-CT-PA | Rest of U.S. |
Rent areas: New York, NY HUD Metro FMR Area and Orlando-Kissimmee-Sanford, FL MSA. Metro areas: New York-Newark-Jersey City, NY-NJ and Orlando-Kissimmee-Sanford, FL.
What costs more or less
| Price level (U.S. = 100) | New York | Orlando |
|---|---|---|
| Housing (rent) | 148.6 | 123.4 |
| Goods | 110.3 | 96.2 |
| Utilities | 127.0 | 87.2 |
| Other services | 105.8 | 98.9 |
| Overall | 112.6 | 101.4 |
Moving with the same $100,000 salary
New York, NY → Orlando, FL
Same pay goes further
Buying power +11.0%; rent takes 26% of take-home; state tax −$4,860/yr.
98 Strong offer
Orlando, FL → New York, NY
Same pay buys less
Buying power −9.9%; rent takes 43% of take-home; state tax +$4,860/yr.
11 Weak offer
On the GS pay scale?
New York, NY is in the New York-Newark, NY-NJ-CT-PA pay area; Orlando, FL is in Rest of U.S.. The last column shows what a transfer from New York, NY to Orlando, FL at the same grade and step does to real buying power.
| Grade5,2 | New York, NY | Orlando, FL | Real change, New York → Orlando |
|---|---|---|---|
| GS-9 step 1 | $72,737 | $61,722 | −5.8% |
| GS-11 step 1 | $88,005 | $74,678 | −5.8% |
| GS-12 step 1 | $105,481 | $89,508 | −5.8% |
| GS-13 step 1 | $125,431 | $106,437 | −5.8% |
| GS-14 step 1 | $148,222 | $125,776 | −5.8% |
Pay for common jobs
| Median annual pay4 | New York, NY | Orlando, FL | Orlando pay in New York dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $96,900 | $60,190 | $66,804 (−31.1%) |
| Software Developers | $166,830 | $129,620 | $143,864 (−13.8%) |
| Accountants and Auditors | $105,650 | $78,630 | $87,271 (−17.4%) |
| Registered Nurses | $119,720 | $83,550 | $92,731 (−22.5%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.