City comparison
New Haven, CT vs Utica, NY
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in New Haven, CT are 12.8% higher than in Utica, NY. Someone earning $100,000 in Utica, NY would need about $112,800 in New Haven, CT to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,591 a month in New Haven, CT versus $926 in Utica, NY. On $100,000, that's 25% of take-home pay in New Haven, CT and 15% in Utica, NY.
- On $100,000, estimated state income tax is about $935 a year higher in Utica, NY than in New Haven, CT.
- For federal employees, locality pay changes a GS-13 step 1 salary by −15.1% moving from New Haven, CT to Utica, NY ($125,431 → $106,437), while prices change by −11.4%. Net effect of the transfer: −4.3% in real buying power.
- New Haven, CT: price level 104.6 (pricier)
- Utica, NY: price level 92.7 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| New Haven, CT | Utica, NY | |
|---|---|---|
| Price level (U.S. = 100)2 | 104.6 | 92.7 |
| $100,000 is worth, in the other city2 | $88,637 in Utica | $112,820 in New Haven |
| Typical 1-bedroom rent3 | $1,591/mo | $926/mo |
| Take-home on $100,00014,15,8 | $75,255 | $74,320 |
| State income tax on $100,000 (estimate)8 | $3,925 (CT) | $4,860 (NY) |
| Rent burden on $100,000 | 25% | 15% |
| Median pay, all jobs4 | $60,060 | $48,970 |
| Federal locality pay area7 | New York-Newark, NY-NJ-CT-PA | Rest of U.S. |
Rent areas: New Haven, CT MSA and Utica-Rome, NY MSA. Metro areas: New Haven, CT and Utica-Rome, NY.
What costs more or less
| Price level (U.S. = 100) | New Haven | Utica |
|---|---|---|
| Housing (rent) | 124.3 | 66.1 |
| Goods | 97.3 | 99.7 |
| Utilities | 144.8 | 131.9 |
| Other services | 102.7 | 97.8 |
| Overall | 104.6 | 92.7 |
Moving with the same $100,000 salary
New Haven, CT → Utica, NY
Same pay goes further
Buying power +12.8%; rent takes 15% of take-home; state tax +$935/yr.
100 Strong offer
Utica, NY → New Haven, CT
Same pay buys less
Buying power −11.4%; rent takes 25% of take-home; state tax −$935/yr.
37 Weak offer
On the GS pay scale?
New Haven, CT is in the New York-Newark, NY-NJ-CT-PA pay area; Utica, NY is in Rest of U.S.. The last column shows what a transfer from New Haven, CT to Utica, NY at the same grade and step does to real buying power.
| Grade5,2 | New Haven, CT | Utica, NY | Real change, New Haven → Utica |
|---|---|---|---|
| GS-9 step 1 | $72,737 | $61,722 | −4.3% |
| GS-11 step 1 | $88,005 | $74,678 | −4.3% |
| GS-12 step 1 | $105,481 | $89,508 | −4.3% |
| GS-13 step 1 | $125,431 | $106,437 | −4.3% |
| GS-14 step 1 | $148,222 | $125,776 | −4.3% |
Pay for common jobs
| Median annual pay4 | New Haven, CT | Utica, NY | Utica pay in New Haven dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $79,820 | $77,010 | $86,882 (+8.8%) |
| Software Developers | $133,040 | $113,390 | $127,926 (−3.8%) |
| Accountants and Auditors | $94,960 | $79,830 | $90,064 (−5.2%) |
| Registered Nurses | $104,490 | $94,300 | $106,389 (+1.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.