City comparison

New Haven, CT vs Phoenix, AZ

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in New Haven, CT are 1.2% higher than in Phoenix, AZ. Someone earning $100,000 in Phoenix, AZ would need about $101,200 in New Haven, CT to live the same way.
  • Typical 1-bedroom rents are close: $1,591 a month in New Haven, CT and $1,583 in Phoenix, AZ.
  • On $100,000, estimated state income tax is about $1,634 a year higher in New Haven, CT than in Phoenix, AZ.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −11.2% moving from New Haven, CT to Phoenix, AZ ($125,431 → $111,338), while prices change by −1.2%. Net effect of the transfer: −10.2% in real buying power.
New HavenPhoenix
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • New Haven, CT: price level 104.6 (pricier)
  • Phoenix, AZ: price level 103.3 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

New Haven, CTPhoenix, AZ
Price level (U.S. = 100)2104.6103.3
$100,000 is worth, in the other city2$98,811 in Phoenix$101,203 in New Haven
Typical 1-bedroom rent3$1,591/mo$1,583/mo
Take-home on $100,00014,15,8$75,255$76,889
State income tax on $100,000 (estimate)8$3,925 (CT)$2,291 (AZ)
Rent burden on $100,00025%25%
Median pay, all jobs4$60,060$51,380
Federal locality pay area7New York-Newark, NY-NJ-CT-PAPhoenix-Mesa, AZ

Rent areas: New Haven, CT MSA and Phoenix-Mesa-Chandler, AZ MSA. Metro areas: New Haven, CT and Phoenix-Mesa-Chandler, AZ.

What costs more or less

New Haven, CTPhoenix, AZ
Price level (U.S. = 100)New HavenPhoenix
Housing (rent)124.3121.2
Goods97.395.0
Utilities144.893.3
Other services102.7104.0
Overall104.6103.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

New Haven, CT → Phoenix, AZ

Roughly even

Buying power +1.2%; rent takes 25% of take-home; state tax −$1,634/yr.

73 Strong offer

Phoenix, AZ → New Haven, CT

Roughly even

Buying power −1.2%; rent takes 25% of take-home; state tax +$1,634/yr.

64 Fair offer

On the GS pay scale?

New Haven, CT is in the New York-Newark, NY-NJ-CT-PA pay area; Phoenix, AZ is in Phoenix-Mesa, AZ. The last column shows what a transfer from New Haven, CT to Phoenix, AZ at the same grade and step does to real buying power.

Grade5,2New Haven, CTPhoenix, AZReal change, New Haven → Phoenix
GS-9 step 1$72,737$64,564−10.2%
GS-11 step 1$88,005$78,117−10.2%
GS-12 step 1$105,481$93,629−10.2%
GS-13 step 1$125,431$111,338−10.2%
GS-14 step 1$148,222$131,568−10.2%

Pay for common jobs

Median annual pay4New Haven, CTPhoenix, AZPhoenix pay in New Haven dollars
Elementary School Teachers, Except Special Education$79,820$59,180$59,892 (−25.0%)
Software Developers$133,040$131,750$133,335 (+0.2%)
Accountants and Auditors$94,960$80,820$81,792 (−13.9%)
Registered Nurses$104,490$100,830$102,043 (−2.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.