City comparison
Modesto, CA vs Worcester, MA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Modesto, CA are 1.5% higher than in Worcester, MA. Someone earning $100,000 in Worcester, MA would need about $101,500 in Modesto, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,599 a month in Worcester, MA versus $1,356 in Modesto, CA. On $100,000, that's 26% of take-home pay in Worcester, MA and 22% in Modesto, CA.
- On $100,000, estimated state income tax is about $290 a year higher in Modesto, CA than in Worcester, MA.
- For federal employees, locality pay changes a GS-13 step 1 salary by −9.4% moving from Modesto, CA to Worcester, MA ($133,060 → $120,548), while prices change by −1.5%. Net effect of the transfer: −8.0% in real buying power.
- Modesto, CA: price level 104.1 (pricier)
- Worcester, MA: price level 102.5 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Modesto, CA | Worcester, MA | |
|---|---|---|
| Price level (U.S. = 100)2 | 104.1 | 102.5 |
| $100,000 is worth, in the other city2 | $98,478 in Worcester | $101,546 in Modesto |
| Typical 1-bedroom rent3 | $1,356/mo | $1,599/mo |
| Take-home on $100,00014,15,8 | $74,110 | $74,400 |
| State income tax on $100,000 (estimate)8 | $5,070 (CA) | $4,780 (MA) |
| Rent burden on $100,000 | 22% | 26% |
| Median pay, all jobs4 | $50,610 | $57,830 |
| Federal locality pay area7 | San Jose-San Francisco-Oakland, CA | Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT |
Rent areas: Modesto, CA MSA and Worcester, MA HUD Metro FMR Area. Metro areas: Modesto, CA and Worcester, MA.
What costs more or less
| Price level (U.S. = 100) | Modesto | Worcester |
|---|---|---|
| Housing (rent) | 108.5 | 113.0 |
| Goods | 105.2 | 97.0 |
| Utilities | 152.3 | 155.2 |
| Other services | 100.3 | 101.2 |
| Overall | 104.1 | 102.5 |
Moving with the same $100,000 salary
Modesto, CA → Worcester, MA
Roughly even
Buying power +1.5%; rent takes 26% of take-home; state tax −$290/yr.
72 Strong offer
Worcester, MA → Modesto, CA
Roughly even
Buying power −1.5%; rent takes 22% of take-home; state tax +$290/yr.
64 Fair offer
On the GS pay scale?
Modesto, CA is in the San Jose-San Francisco-Oakland, CA pay area; Worcester, MA is in Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT. The last column shows what a transfer from Modesto, CA to Worcester, MA at the same grade and step does to real buying power.
| Grade5,2 | Modesto, CA | Worcester, MA | Real change, Modesto → Worcester |
|---|---|---|---|
| GS-9 step 1 | $77,161 | $69,905 | −8.0% |
| GS-11 step 1 | $93,358 | $84,579 | −8.0% |
| GS-12 step 1 | $111,896 | $101,375 | −8.0% |
| GS-13 step 1 | $133,060 | $120,548 | −8.0% |
| GS-14 step 1 | $157,236 | $142,452 | −8.0% |
Pay for common jobs
| Median annual pay4 | Modesto, CA | Worcester, MA | Worcester pay in Modesto dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $101,640 | $82,810 | $84,090 (−17.3%) |
| Software Developers | $119,770 | $146,950 | $149,222 (+24.6%) |
| Accountants and Auditors | $83,560 | $94,070 | $95,524 (+14.3%) |
| Registered Nurses | $132,590 | $100,240 | $101,790 (−23.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.