City comparison
McAllen, TX vs Tuscaloosa, AL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Tuscaloosa, AL are 2.1% higher than in McAllen, TX. Someone earning $100,000 in McAllen, TX would need about $102,100 in Tuscaloosa, AL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $972 a month in Tuscaloosa, AL versus $847 in McAllen, TX. On $100,000, that's 16% of take-home pay in Tuscaloosa, AL and 13% in McAllen, TX.
- On $100,000, estimated state income tax is about $4,735 a year higher in Tuscaloosa, AL than in McAllen, TX.
- For federal employees, locality pay changes a GS-13 step 1 salary by +1.0% moving from McAllen, TX to Tuscaloosa, AL ($106,437 → $107,510), while prices change by +2.1%. Net effect of the transfer: −1.1% in real buying power.
- McAllen, TX: price level 85.9 (much cheaper)
- Tuscaloosa, AL: price level 87.7 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| McAllen, TX | Tuscaloosa, AL | |
|---|---|---|
| Price level (U.S. = 100)2 | 85.9 | 87.7 |
| $100,000 is worth, in the other city2 | $102,127 in Tuscaloosa | $97,917 in McAllen |
| Typical 1-bedroom rent3 | $847/mo | $972/mo |
| Take-home on $100,00014,15,8 | $79,180 | $74,445 |
| State income tax on $100,000 (estimate)8 | $0 (TX) | $4,735 (AL) |
| Rent burden on $100,000 | 13% | 16% |
| Median pay, all jobs4 | $35,830 | $45,220 |
| Federal locality pay area7 | Rest of U.S. | Birmingham-Hoover-Talladega, AL |
Rent areas: McAllen-Edinburg-Mission, TX MSA and Tuscaloosa, AL HUD Metro FMR Area. Metro areas: McAllen-Edinburg-Mission, TX and Tuscaloosa, AL.
What costs more or less
| Price level (U.S. = 100) | McAllen | Tuscaloosa |
|---|---|---|
| Housing (rent) | 55.9 | 58.2 |
| Goods | 93.8 | 96.4 |
| Utilities | 81.2 | 84.4 |
| Other services | 96.2 | 96.7 |
| Overall | 85.9 | 87.7 |
Moving with the same $100,000 salary
McAllen, TX → Tuscaloosa, AL
Same pay buys less
Buying power −2.1%; rent takes 16% of take-home; state tax +$4,735/yr.
62 Fair offer
Tuscaloosa, AL → McAllen, TX
Same pay goes further
Buying power +2.1%; rent takes 13% of take-home; state tax −$4,735/yr.
75 Strong offer
On the GS pay scale?
McAllen, TX is in the Rest of U.S. pay area; Tuscaloosa, AL is in Birmingham-Hoover-Talladega, AL. The last column shows what a transfer from McAllen, TX to Tuscaloosa, AL at the same grade and step does to real buying power.
| Grade5,2 | McAllen, TX | Tuscaloosa, AL | Real change, McAllen → Tuscaloosa |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $62,344 | −1.1% |
| GS-11 step 1 | $74,678 | $75,431 | −1.1% |
| GS-12 step 1 | $89,508 | $90,410 | −1.1% |
| GS-13 step 1 | $106,437 | $107,510 | −1.1% |
| GS-14 step 1 | $125,776 | $127,044 | −1.1% |
Pay for common jobs
| Median annual pay4 | McAllen, TX | Tuscaloosa, AL | Tuscaloosa pay in McAllen dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $63,110 | $60,220 | $58,966 (−6.6%) |
| Software Developers | $116,120 | $104,870 | $102,686 (−11.6%) |
| Accountants and Auditors | $64,470 | $71,690 | $70,197 (+8.9%) |
| Registered Nurses | $80,540 | $75,250 | $73,683 (−8.5%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.