City comparison

Lubbock, TX vs Tuscaloosa, AL

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Lubbock, TX are 4.1% higher than in Tuscaloosa, AL. Someone earning $100,000 in Tuscaloosa, AL would need about $104,100 in Lubbock, TX to live the same way.
  • Typical 1-bedroom rents are close: $990 a month in Lubbock, TX and $972 in Tuscaloosa, AL.
  • On $100,000, estimated state income tax is about $4,735 a year higher in Tuscaloosa, AL than in Lubbock, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +1.0% moving from Lubbock, TX to Tuscaloosa, AL ($106,437 → $107,510), while prices change by −3.9%. Net effect of the transfer: +5.1% in real buying power.
LubbockTuscaloosa
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Lubbock, TX: price level 91.3 (much cheaper)
  • Tuscaloosa, AL: price level 87.7 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Lubbock, TXTuscaloosa, AL
Price level (U.S. = 100)291.387.7
$100,000 is worth, in the other city2$96,063 in Tuscaloosa$104,098 in Lubbock
Typical 1-bedroom rent3$990/mo$972/mo
Take-home on $100,00014,15,8$79,180$74,445
State income tax on $100,000 (estimate)8$0 (TX)$4,735 (AL)
Rent burden on $100,00015%16%
Median pay, all jobs4$42,130$45,220
Federal locality pay area7Rest of U.S.Birmingham-Hoover-Talladega, AL

Rent areas: Lubbock, TX HUD Metro FMR Area and Tuscaloosa, AL HUD Metro FMR Area. Metro areas: Lubbock, TX and Tuscaloosa, AL.

What costs more or less

Lubbock, TXTuscaloosa, AL
Price level (U.S. = 100)LubbockTuscaloosa
Housing (rent)76.458.2
Goods93.896.4
Utilities82.884.4
Other services96.296.7
Overall91.387.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Lubbock, TX → Tuscaloosa, AL

Same pay goes further

Buying power +4.1%; rent takes 16% of take-home; state tax +$4,735/yr.

82 Strong offer

Tuscaloosa, AL → Lubbock, TX

Same pay buys less

Buying power −3.9%; rent takes 15% of take-home; state tax −$4,735/yr.

56 Fair offer

Federal employees: GS pay

Lubbock, TX is in the Rest of U.S. pay area; Tuscaloosa, AL is in Birmingham-Hoover-Talladega, AL. The last column shows what a transfer from Lubbock, TX to Tuscaloosa, AL at the same grade and step does to real buying power.

Grade5,2Lubbock, TXTuscaloosa, ALReal change, Lubbock → Tuscaloosa
GS-9 step 1$61,722$62,344+5.1%
GS-11 step 1$74,678$75,431+5.1%
GS-12 step 1$89,508$90,410+5.1%
GS-13 step 1$106,437$107,510+5.1%
GS-14 step 1$125,776$127,044+5.1%

Pay for common jobs

Median annual pay4Lubbock, TXTuscaloosa, ALTuscaloosa pay in Lubbock dollars
Information Security Analysts$98,480$99,460$103,536 (+5.1%)
Software Developers$115,190$104,870$109,168 (−5.2%)
Accountants and Auditors$74,390$71,690$74,628 (+0.3%)
Registered Nurses$81,480$75,250$78,334 (−3.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.