City comparison

Los Angeles, CA vs Palm Bay, FL

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Los Angeles, CA are 13.6% higher than in Palm Bay, FL. Someone earning $100,000 in Palm Bay, FL would need about $113,600 in Los Angeles, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,085 a month in Los Angeles, CA versus $1,478 in Palm Bay, FL. On $100,000, that's 34% of take-home pay in Los Angeles, CA and 22% in Palm Bay, FL.
  • On $100,000, estimated state income tax is about $5,070 a year higher in Los Angeles, CA than in Palm Bay, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −13.6% moving from Los Angeles, CA to Palm Bay, FL ($124,085 → $107,228), while prices change by −11.9%. Net effect of the transfer: −1.9% in real buying power.
Los AngelesPalm Bay
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Los Angeles, CA: price level 113.6 (much pricier)
  • Palm Bay, FL: price level 100.0 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Los Angeles, CAPalm Bay, FL
Price level (U.S. = 100)2113.6100.0
$100,000 is worth, in the other city2$88,059 in Palm Bay$113,560 in Los Angeles
Typical 1-bedroom rent3$2,085/mo$1,478/mo
Take-home on $100,00014,15,8$74,110$79,180
State income tax on $100,000 (estimate)8$5,070 (CA)$0 (FL)
Rent burden on $100,00034%22%
Median pay, all jobs4$55,850$49,030
Federal locality pay area7Los Angeles-Long Beach, CAPalm Bay-Melbourne-Titusville, FL

Rent areas: Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area and Palm Bay-Melbourne-Titusville, FL MSA. Metro areas: Los Angeles-Long Beach-Anaheim, CA and Palm Bay-Melbourne-Titusville, FL.

What costs more or less

Los Angeles, CAPalm Bay, FL
Price level (U.S. = 100)Los AngelesPalm Bay
Housing (rent)170.4111.7
Goods106.696.2
Utilities158.688.1
Other services104.498.9
Overall113.6100.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Los Angeles, CA → Palm Bay, FL

Same pay goes further

Buying power +13.6%; rent takes 22% of take-home; state tax −$5,070/yr.

100 Strong offer

Palm Bay, FL → Los Angeles, CA

Same pay buys less

Buying power −11.9%; rent takes 34% of take-home; state tax +$5,070/yr.

24 Weak offer

Federal employees: GS pay

Los Angeles, CA is in the Los Angeles-Long Beach, CA pay area; Palm Bay, FL is in Palm Bay-Melbourne-Titusville, FL. The last column shows what a transfer from Los Angeles, CA to Palm Bay, FL at the same grade and step does to real buying power.

Grade5,2Los Angeles, CAPalm Bay, FLReal change, Los Angeles → Palm Bay
GS-9 step 1$71,957$62,181−1.9%
GS-11 step 1$87,061$75,233−1.9%
GS-12 step 1$104,349$90,173−1.9%
GS-13 step 1$124,085$107,228−1.9%
GS-14 step 1$146,632$126,711−1.9%

Pay for common jobs

Median annual pay4Los Angeles, CAPalm Bay, FLPalm Bay pay in Los Angeles dollars
Information Security Analysts$129,630$122,120$138,680 (+7.0%)
Software Developers$160,920$131,760$149,627 (−7.0%)
Accountants and Auditors$94,360$75,860$86,147 (−8.7%)
Registered Nurses$135,560$80,900$91,870 (−32.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.