City comparison

Lincoln, NE vs Peoria, IL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Lincoln, NE (91.6) and Peoria, IL (91.2, U.S. average = 100) are within 1% of each other, so $100,000 in Lincoln, NE goes as far as $99,600 in Peoria, IL.
  • Rent is the bigger story: a typical 1-bedroom costs $926 a month in Lincoln, NE versus $818 in Peoria, IL. On $100,000, that's 15% of take-home pay in Lincoln, NE and 13% in Peoria, IL.
  • On $100,000, estimated state income tax is about $1,135 a year higher in Peoria, IL than in Lincoln, NE.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Lincoln, NE to Peoria, IL changes real buying power by +0.4%, purely from prices.
LincolnPeoria
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Lincoln, NE: price level 91.6 (much cheaper)
  • Peoria, IL: price level 91.2 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Lincoln, NEPeoria, IL
Price level (U.S. = 100)291.691.2
$100,000 is worth, in the other city2$99,618 in Peoria$100,384 in Lincoln
Typical 1-bedroom rent3$926/mo$818/mo
Take-home on $100,00014,15,8$75,510$74,375
State income tax on $100,000 (estimate)8$3,670 (NE)$4,805 (IL)
Rent burden on $100,00015%13%
Median pay, all jobs4$49,800$49,590
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Lincoln, NE HUD Metro FMR Area and Peoria, IL MSA. Metro areas: Lincoln, NE and Peoria, IL.

What costs more or less

Lincoln, NEPeoria, IL
Price level (U.S. = 100)LincolnPeoria
Housing (rent)84.263.8
Goods94.193.6
Utilities76.890.5
Other services93.099.6
Overall91.691.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Lincoln, NE → Peoria, IL

Roughly even

Buying power +0.4%; rent takes 13% of take-home; state tax +$1,135/yr.

70 Fair offer

Peoria, IL → Lincoln, NE

Roughly even

Buying power −0.4%; rent takes 15% of take-home; state tax −$1,135/yr.

68 Fair offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Lincoln, NE to Peoria, IL at the same grade and step does to real buying power.

Grade5,2Lincoln, NEPeoria, ILReal change, Lincoln → Peoria
GS-9 step 1$61,722$61,722+0.4%
GS-11 step 1$74,678$74,678+0.4%
GS-12 step 1$89,508$89,508+0.4%
GS-13 step 1$106,437$106,437+0.4%
GS-14 step 1$125,776$125,776+0.4%

Pay for common jobs

Median annual pay4Lincoln, NEPeoria, ILPeoria pay in Lincoln dollars
Elementary School Teachers, Except Special Education$61,940$57,440$57,660 (−6.9%)
Software Developers$101,690$130,590$131,091 (+28.9%)
Accountants and Auditors$65,170$79,540$79,845 (+22.5%)
Registered Nurses$87,530$81,010$81,321 (−7.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.