City comparison

Lexington, KY vs Portland, ME

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Portland, ME are 9.7% higher than in Lexington, KY. Someone earning $100,000 in Lexington, KY would need about $109,700 in Portland, ME to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,658 a month in Portland, ME versus $1,079 in Lexington, KY. On $100,000, that's 27% of take-home pay in Portland, ME and 17% in Lexington, KY.
  • On $100,000, estimated state income tax is about $2,272 a year higher in Portland, ME than in Lexington, KY.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +13.3% moving from Lexington, KY to Portland, ME ($106,437 → $120,548), while prices change by +9.7%. Net effect of the transfer: +3.3% in real buying power.
LexingtonPortland
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Lexington, KY: price level 92.9 (cheaper)
  • Portland, ME: price level 101.9 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Lexington, KYPortland, ME
Price level (U.S. = 100)292.9101.9
$100,000 is worth, in the other city2$109,656 in Portland$91,195 in Lexington
Typical 1-bedroom rent3$1,079/mo$1,658/mo
Take-home on $100,00014,15,8$75,798$73,526
State income tax on $100,000 (estimate)8$3,382 (KY)$5,654 (ME)
Rent burden on $100,00017%27%
Median pay, all jobs4$48,620$56,960
Federal locality pay area7Rest of U.S.Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT

Rent areas: Lexington-Fayette, KY MSA and Portland, ME HUD Metro FMR Area. Metro areas: Lexington-Fayette, KY and Portland-South Portland, ME.

What costs more or less

Lexington, KYPortland, ME
Price level (U.S. = 100)LexingtonPortland
Housing (rent)77.1105.2
Goods96.297.2
Utilities74.6134.6
Other services96.9103.2
Overall92.9101.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Lexington, KY → Portland, ME

Same pay buys less

Buying power −8.8%; rent takes 27% of take-home; state tax +$2,272/yr.

38 Weak offer

Portland, ME → Lexington, KY

Same pay goes further

Buying power +9.7%; rent takes 17% of take-home; state tax −$2,272/yr.

99 Strong offer

On the GS pay scale?

Lexington, KY is in the Rest of U.S. pay area; Portland, ME is in Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT. The last column shows what a transfer from Lexington, KY to Portland, ME at the same grade and step does to real buying power.

Grade5,2Lexington, KYPortland, MEReal change, Lexington → Portland
GS-9 step 1$61,722$69,905+3.3%
GS-11 step 1$74,678$84,579+3.3%
GS-12 step 1$89,508$101,375+3.3%
GS-13 step 1$106,437$120,548+3.3%
GS-14 step 1$125,776$142,452+3.3%

Pay for common jobs

Median annual pay4Lexington, KYPortland, MEPortland pay in Lexington dollars
Elementary School Teachers, Except Special Education$61,460$76,770$70,010 (+13.9%)
Software Developers$123,510$128,710$117,377 (−5.0%)
Accountants and Auditors$77,780$79,790$72,764 (−6.4%)
Registered Nurses$79,040$88,470$80,680 (+2.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.