City comparison
Kiryas Joel, NY vs Toledo, OH
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Kiryas Joel, NY are 19.6% higher than in Toledo, OH. Someone earning $100,000 in Toledo, OH would need about $119,600 in Kiryas Joel, NY to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,549 a month in Kiryas Joel, NY versus $820 in Toledo, OH. On $100,000, that's 25% of take-home pay in Kiryas Joel, NY and 13% in Toledo, OH.
- On $100,000, estimated state income tax is about $2,892 a year higher in Kiryas Joel, NY than in Toledo, OH.
- For federal employees, locality pay changes a GS-13 step 1 salary by −15.1% moving from Kiryas Joel, NY to Toledo, OH ($125,431 → $106,437), while prices change by −16.4%. Net effect of the transfer: +1.5% in real buying power.
- Kiryas Joel, NY: price level 109.4 (much pricier)
- Toledo, OH: price level 91.5 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Kiryas Joel, NY | Toledo, OH | |
|---|---|---|
| Price level (U.S. = 100)2 | 109.4 | 91.5 |
| $100,000 is worth, in the other city2 | $83,580 in Toledo | $119,646 in Kiryas Joel |
| Typical 1-bedroom rent3 | $1,549/mo | $820/mo |
| Take-home on $100,00014,15,8 | $74,320 | $77,212 |
| State income tax on $100,000 (estimate)8 | $4,860 (NY) | $1,968 (OH) |
| Rent burden on $100,000 | 25% | 13% |
| Median pay, all jobs4 | $50,990 | $48,220 |
| Federal locality pay area7 | New York-Newark, NY-NJ-CT-PA | Rest of U.S. |
Rent areas: Kiryas Joel-Poughkeepsie-Newburgh, NY MSA and Toledo, OH MSA. Metro areas: Kiryas Joel-Poughkeepsie-Newburgh, NY and Toledo, OH.
What costs more or less
| Price level (U.S. = 100) | Kiryas Joel | Toledo |
|---|---|---|
| Housing (rent) | 115.8 | 67.3 |
| Goods | 110.3 | 93.6 |
| Utilities | 136.8 | 96.3 |
| Other services | 106.5 | 98.9 |
| Overall | 109.4 | 91.5 |
Moving with the same $100,000 salary
Kiryas Joel, NY → Toledo, OH
Same pay goes further
Buying power +19.6%; rent takes 13% of take-home; state tax −$2,892/yr.
100 Strong offer
Toledo, OH → Kiryas Joel, NY
Same pay buys less
Buying power −16.4%; rent takes 25% of take-home; state tax +$2,892/yr.
37 Weak offer
On the GS pay scale?
Kiryas Joel, NY is in the New York-Newark, NY-NJ-CT-PA pay area; Toledo, OH is in Rest of U.S.. The last column shows what a transfer from Kiryas Joel, NY to Toledo, OH at the same grade and step does to real buying power.
| Grade5,2 | Kiryas Joel, NY | Toledo, OH | Real change, Kiryas Joel → Toledo |
|---|---|---|---|
| GS-9 step 1 | $72,737 | $61,722 | +1.5% |
| GS-11 step 1 | $88,005 | $74,678 | +1.5% |
| GS-12 step 1 | $105,481 | $89,508 | +1.5% |
| GS-13 step 1 | $125,431 | $106,437 | +1.5% |
| GS-14 step 1 | $148,222 | $125,776 | +1.5% |
Pay for common jobs
| Median annual pay4 | Kiryas Joel, NY | Toledo, OH | Toledo pay in Kiryas Joel dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $81,770 | $63,250 | $75,676 (−7.5%) |
| Software Developers | $145,830 | $104,360 | $124,862 (−14.4%) |
| Accountants and Auditors | $88,900 | $77,400 | $92,606 (+4.2%) |
| Registered Nurses | $102,890 | $81,050 | $96,973 (−5.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.