City comparison
Kiryas Joel, NY vs Oxnard, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Oxnard, CA are 1.0% higher than in Kiryas Joel, NY. Someone earning $100,000 in Kiryas Joel, NY would need about $101,000 in Oxnard, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,250 a month in Oxnard, CA versus $1,549 in Kiryas Joel, NY. On $100,000, that's 36% of take-home pay in Oxnard, CA and 25% in Kiryas Joel, NY.
- Estimated state income tax on $100,000 is close: $4,860 a year in NY and $5,070 in CA.
- For federal employees, locality pay changes a GS-13 step 1 salary by −1.1% moving from Kiryas Joel, NY to Oxnard, CA ($125,431 → $124,085), while prices change by +1.0%. Net effect of the transfer: −2.1% in real buying power.
- Kiryas Joel, NY: price level 109.4 (much pricier)
- Oxnard, CA: price level 110.5 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Kiryas Joel, NY | Oxnard, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 109.4 | 110.5 |
| $100,000 is worth, in the other city2 | $101,016 in Oxnard | $98,994 in Kiryas Joel |
| Typical 1-bedroom rent3 | $1,549/mo | $2,250/mo |
| Take-home on $100,00014,15,8 | $74,320 | $74,110 |
| State income tax on $100,000 (estimate)8 | $4,860 (NY) | $5,070 (CA) |
| Rent burden on $100,000 | 25% | 36% |
| Median pay, all jobs4 | $50,990 | $52,510 |
| Federal locality pay area7 | New York-Newark, NY-NJ-CT-PA | Los Angeles-Long Beach, CA |
Rent areas: Kiryas Joel-Poughkeepsie-Newburgh, NY MSA and Oxnard-Thousand Oaks-Ventura, CA MSA. Metro areas: Kiryas Joel-Poughkeepsie-Newburgh, NY and Oxnard-Thousand Oaks-Ventura, CA.
What costs more or less
| Price level (U.S. = 100) | Kiryas Joel | Oxnard |
|---|---|---|
| Housing (rent) | 115.8 | 171.1 |
| Goods | 110.3 | 105.2 |
| Utilities | 136.8 | 152.9 |
| Other services | 106.5 | 100.3 |
| Overall | 109.4 | 110.5 |
Moving with the same $100,000 salary
Kiryas Joel, NY → Oxnard, CA
Roughly even
Buying power −1.0%; rent takes 36% of take-home; state tax +$211/yr.
48 Fair offer
Oxnard, CA → Kiryas Joel, NY
Roughly even
Buying power +1.0%; rent takes 25% of take-home; state tax −$211/yr.
72 Strong offer
On the GS pay scale?
Kiryas Joel, NY is in the New York-Newark, NY-NJ-CT-PA pay area; Oxnard, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Kiryas Joel, NY to Oxnard, CA at the same grade and step does to real buying power.
| Grade5,2 | Kiryas Joel, NY | Oxnard, CA | Real change, Kiryas Joel → Oxnard |
|---|---|---|---|
| GS-9 step 1 | $72,737 | $71,957 | −2.1% |
| GS-11 step 1 | $88,005 | $87,061 | −2.1% |
| GS-12 step 1 | $105,481 | $104,349 | −2.1% |
| GS-13 step 1 | $125,431 | $124,085 | −2.1% |
| GS-14 step 1 | $148,222 | $146,632 | −2.1% |
Pay for common jobs
| Median annual pay4 | Kiryas Joel, NY | Oxnard, CA | Oxnard pay in Kiryas Joel dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $81,770 | $99,420 | $98,420 (+20.4%) |
| Software Developers | $145,830 | $159,430 | $157,826 (+8.2%) |
| Accountants and Auditors | $88,900 | $90,340 | $89,431 (+0.6%) |
| Registered Nurses | $102,890 | $131,160 | $129,840 (+26.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.