City comparison

Kennewick, WA vs San Francisco, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in San Francisco, CA are 15.5% higher than in Kennewick, WA. Someone earning $100,000 in Kennewick, WA would need about $115,500 in San Francisco, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,977 a month in San Francisco, CA versus $1,268 in Kennewick, WA. On $100,000, that's 48% of take-home pay in San Francisco, CA and 19% in Kennewick, WA.
  • On $100,000, estimated state income tax is about $5,070 a year higher in San Francisco, CA than in Kennewick, WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +25.0% moving from Kennewick, WA to San Francisco, CA ($106,437 → $133,060), while prices change by +15.5%. Net effect of the transfer: +8.2% in real buying power.
KennewickSan Francisco
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Kennewick, WA: price level 100.1 (about average)
  • San Francisco, CA: price level 115.6 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Kennewick, WASan Francisco, CA
Price level (U.S. = 100)2100.1115.6
$100,000 is worth, in the other city2$115,522 in San Francisco$86,564 in Kennewick
Typical 1-bedroom rent3$1,268/mo$2,977/mo
Take-home on $100,00014,15,8$79,180$74,110
State income tax on $100,000 (estimate)8$0 (WA)$5,070 (CA)
Rent burden on $100,00019%48%
Median pay, all jobs4$57,290$74,260
Federal locality pay area7Rest of U.S.San Jose-San Francisco-Oakland, CA

Rent areas: Kennewick-Richland, WA MSA and San Francisco, CA HUD Metro FMR Area. Metro areas: Kennewick-Richland, WA and San Francisco-Oakland-Fremont, CA.

What costs more or less

Kennewick, WASan Francisco, CA
Price level (U.S. = 100)KennewickSan Francisco
Housing (rent)94.8194.7
Goods105.0108.5
Utilities93.6172.6
Other services99.5106.2
Overall100.1115.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Kennewick, WA → San Francisco, CA

Same pay buys less

Buying power −13.4%; rent takes 48% of take-home; state tax +$5,070/yr.

3 Weak offer

San Francisco, CA → Kennewick, WA

Same pay goes further

Buying power +15.5%; rent takes 19% of take-home; state tax −$5,070/yr.

100 Strong offer

On the GS pay scale?

Kennewick, WA is in the Rest of U.S. pay area; San Francisco, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Kennewick, WA to San Francisco, CA at the same grade and step does to real buying power.

Grade5,2Kennewick, WASan Francisco, CAReal change, Kennewick → San Francisco
GS-9 step 1$61,722$77,161+8.2%
GS-11 step 1$74,678$93,358+8.2%
GS-12 step 1$89,508$111,896+8.2%
GS-13 step 1$106,437$133,060+8.2%
GS-14 step 1$125,776$157,236+8.2%

Pay for common jobs

Median annual pay4Kennewick, WASan Francisco, CASan Francisco pay in Kennewick dollars
Elementary School Teachers, Except Special Education$100,380$101,860$88,174 (−12.2%)
Software Developers$127,800$186,640$161,563 (+26.4%)
Accountants and Auditors$93,280$110,730$95,852 (+2.8%)
Registered Nurses$106,410$186,610$161,537 (+51.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.