City comparison

Houston, TX vs Rochester, NY

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Houston, TX are 1.6% higher than in Rochester, NY. Someone earning $100,000 in Rochester, NY would need about $101,600 in Houston, TX to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,323 a month in Houston, TX versus $1,256 in Rochester, NY. On $100,000, that's 20% of take-home pay in Houston, TX and 20% in Rochester, NY.
  • On $100,000, estimated state income tax is about $4,860 a year higher in Rochester, NY than in Houston, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −12.7% moving from Houston, TX to Rochester, NY ($122,749 → $107,182), while prices change by −1.6%. Net effect of the transfer: −11.2% in real buying power.
HoustonRochester
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Houston, TX: price level 98.6 (about average)
  • Rochester, NY: price level 97.0 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Houston, TXRochester, NY
Price level (U.S. = 100)298.697.0
$100,000 is worth, in the other city2$98,384 in Rochester$101,643 in Houston
Typical 1-bedroom rent3$1,323/mo$1,256/mo
Take-home on $100,00014,15,8$79,180$74,320
State income tax on $100,000 (estimate)8$0 (TX)$4,860 (NY)
Rent burden on $100,00020%20%
Median pay, all jobs4$49,410$51,210
Federal locality pay area7Houston-The Woodlands, TXRochester-Batavia-Seneca Falls, NY

Rent areas: Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area and Rochester, NY MSA. Metro areas: Houston-Pasadena-The Woodlands, TX and Rochester, NY.

What costs more or less

Houston, TXRochester, NY
Price level (U.S. = 100)HoustonRochester
Housing (rent)104.587.5
Goods100.699.7
Utilities95.3133.2
Other services95.697.8
Overall98.697.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Houston, TX → Rochester, NY

Roughly even

Buying power +1.6%; rent takes 20% of take-home; state tax +$4,860/yr.

74 Strong offer

Rochester, NY → Houston, TX

Roughly even

Buying power −1.6%; rent takes 20% of take-home; state tax −$4,860/yr.

64 Fair offer

On the GS pay scale?

Houston, TX is in the Houston-The Woodlands, TX pay area; Rochester, NY is in Rochester-Batavia-Seneca Falls, NY. The last column shows what a transfer from Houston, TX to Rochester, NY at the same grade and step does to real buying power.

Grade5,2Houston, TXRochester, NYReal change, Houston → Rochester
GS-9 step 1$71,181$62,155−11.2%
GS-11 step 1$86,123$75,202−11.2%
GS-12 step 1$103,225$90,135−11.2%
GS-13 step 1$122,749$107,182−11.2%
GS-14 step 1$145,052$126,657−11.2%

Pay for common jobs

Median annual pay4Houston, TXRochester, NYRochester pay in Houston dollars
Elementary School Teachers, Except Special Education$64,500$62,840$63,872 (−1.0%)
Software Developers$129,440$122,770$124,787 (−3.6%)
Accountants and Auditors$85,090$80,890$82,219 (−3.4%)
Registered Nurses$99,830$86,570$87,992 (−11.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.