City comparison
Houston, TX vs Knoxville, TN
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Houston, TX are 6.5% higher than in Knoxville, TN. Someone earning $100,000 in Knoxville, TN would need about $106,500 in Houston, TX to live the same way.
- Rent differs too: a typical 1-bedroom costs $1,323 a month in Houston, TX versus $1,184 in Knoxville, TN. On $100,000, that's 20% of take-home pay in Houston, TX and 18% in Knoxville, TN.
- Estimated state income tax on $100,000 is close: $0 a year in TX and $0 in TN.
- For federal employees, locality pay changes a GS-13 step 1 salary by −13.3% moving from Houston, TX to Knoxville, TN ($122,749 → $106,437), while prices change by −6.1%. Net effect of the transfer: −7.6% in real buying power.
- Houston, TX: price level 98.6 (about average)
- Knoxville, TN: price level 92.6 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Houston, TX | Knoxville, TN | |
|---|---|---|
| Price level (U.S. = 100)2 | 98.6 | 92.6 |
| $100,000 is worth, in the other city2 | $93,856 in Knoxville | $106,546 in Houston |
| Typical 1-bedroom rent3 | $1,323/mo | $1,184/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (TX) | $0 (TN) |
| Rent burden on $100,000 | 20% | 18% |
| Median pay, all jobs4 | $49,410 | $47,080 |
| Federal locality pay area7 | Houston-The Woodlands, TX | Rest of U.S. |
Rent areas: Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area and Knoxville, TN HUD Metro FMR Area. Metro areas: Houston-Pasadena-The Woodlands, TX and Knoxville, TN.
What costs more or less
| Price level (U.S. = 100) | Houston | Knoxville |
|---|---|---|
| Housing (rent) | 104.5 | 82.8 |
| Goods | 100.6 | 96.2 |
| Utilities | 95.3 | 71.9 |
| Other services | 95.6 | 95.1 |
| Overall | 98.6 | 92.6 |
Moving with the same $100,000 salary
Houston, TX → Knoxville, TN
Same pay goes further
Buying power +6.5%; rent takes 18% of take-home; state tax +$0/yr.
89 Strong offer
Knoxville, TN → Houston, TX
Same pay buys less
Buying power −6.1%; rent takes 20% of take-home; state tax +$0/yr.
50 Fair offer
Federal employees: GS pay
Houston, TX is in the Houston-The Woodlands, TX pay area; Knoxville, TN is in Rest of U.S.. The last column shows what a transfer from Houston, TX to Knoxville, TN at the same grade and step does to real buying power.
| Grade5,2 | Houston, TX | Knoxville, TN | Real change, Houston → Knoxville |
|---|---|---|---|
| GS-9 step 1 | $71,181 | $61,722 | −7.6% |
| GS-11 step 1 | $86,123 | $74,678 | −7.6% |
| GS-12 step 1 | $103,225 | $89,508 | −7.6% |
| GS-13 step 1 | $122,749 | $106,437 | −7.6% |
| GS-14 step 1 | $145,052 | $125,776 | −7.6% |
Pay for common jobs
| Median annual pay4 | Houston, TX | Knoxville, TN | Knoxville pay in Houston dollars |
|---|---|---|---|
| Information Security Analysts | $126,370 | $102,210 | $108,901 (−13.8%) |
| Software Developers | $129,440 | $121,750 | $129,720 (+0.2%) |
| Accountants and Auditors | $85,090 | $75,380 | $80,315 (−5.6%) |
| Registered Nurses | $99,830 | $77,240 | $82,296 (−17.6%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.