City comparison
Hartford, CT vs Kiryas Joel, NY
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Kiryas Joel, NY are 6.5% higher than in Hartford, CT. Someone earning $100,000 in Hartford, CT would need about $106,500 in Kiryas Joel, NY to live the same way.
- Typical 1-bedroom rents are close: $1,477 a month in Hartford, CT and $1,549 in Kiryas Joel, NY.
- On $100,000, estimated state income tax is about $935 a year higher in Kiryas Joel, NY than in Hartford, CT.
- For federal employees, locality pay changes a GS-13 step 1 salary by +4.4% moving from Hartford, CT to Kiryas Joel, NY ($120,094 → $125,431), while prices change by +6.5%. Net effect of the transfer: −1.9% in real buying power.
- Hartford, CT: price level 102.7 (pricier)
- Kiryas Joel, NY: price level 109.4 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Hartford, CT | Kiryas Joel, NY | |
|---|---|---|
| Price level (U.S. = 100)2 | 102.7 | 109.4 |
| $100,000 is worth, in the other city2 | $106,498 in Kiryas Joel | $93,899 in Hartford |
| Typical 1-bedroom rent3 | $1,477/mo | $1,549/mo |
| Take-home on $100,00014,15,8 | $75,255 | $74,320 |
| State income tax on $100,000 (estimate)8 | $3,925 (CT) | $4,860 (NY) |
| Rent burden on $100,000 | 24% | 25% |
| Median pay, all jobs4 | $59,940 | $50,990 |
| Federal locality pay area7 | Hartford-East Hartford, CT-MA | New York-Newark, NY-NJ-CT-PA |
Rent areas: Hartford-West Hartford-East Hartford, CT MSA and Kiryas Joel-Poughkeepsie-Newburgh, NY MSA. Metro areas: Hartford-West Hartford-East Hartford, CT and Kiryas Joel-Poughkeepsie-Newburgh, NY.
What costs more or less
| Price level (U.S. = 100) | Hartford | Kiryas Joel |
|---|---|---|
| Housing (rent) | 110.2 | 115.8 |
| Goods | 97.3 | 110.3 |
| Utilities | 144.9 | 136.8 |
| Other services | 102.7 | 106.5 |
| Overall | 102.7 | 109.4 |
Moving with the same $100,000 salary
Hartford, CT → Kiryas Joel, NY
Same pay buys less
Buying power −6.1%; rent takes 25% of take-home; state tax +$935/yr.
50 Fair offer
Kiryas Joel, NY → Hartford, CT
Same pay goes further
Buying power +6.5%; rent takes 24% of take-home; state tax −$935/yr.
89 Strong offer
On the GS pay scale?
Hartford, CT is in the Hartford-East Hartford, CT-MA pay area; Kiryas Joel, NY is in New York-Newark, NY-NJ-CT-PA. The last column shows what a transfer from Hartford, CT to Kiryas Joel, NY at the same grade and step does to real buying power.
| Grade5,2 | Hartford, CT | Kiryas Joel, NY | Real change, Hartford → Kiryas Joel |
|---|---|---|---|
| GS-9 step 1 | $69,642 | $72,737 | −1.9% |
| GS-11 step 1 | $84,260 | $88,005 | −1.9% |
| GS-12 step 1 | $100,992 | $105,481 | −1.9% |
| GS-13 step 1 | $120,094 | $125,431 | −1.9% |
| GS-14 step 1 | $141,915 | $148,222 | −1.9% |
Pay for common jobs
| Median annual pay4 | Hartford, CT | Kiryas Joel, NY | Kiryas Joel pay in Hartford dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $79,800 | $81,770 | $76,781 (−3.8%) |
| Software Developers | $132,520 | $145,830 | $136,933 (+3.3%) |
| Accountants and Auditors | $95,940 | $88,900 | $83,476 (−13.0%) |
| Registered Nurses | $101,470 | $102,890 | $96,613 (−4.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.