City comparison

Harrisburg, PA vs Virginia Beach, VA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Harrisburg, PA (98.7) and Virginia Beach, VA (97.9, U.S. average = 100) are within 1% of each other, so $100,000 in Harrisburg, PA goes as far as $99,300 in Virginia Beach, VA.
  • Rent is the bigger story: a typical 1-bedroom costs $1,512 a month in Virginia Beach, VA versus $1,212 in Harrisburg, PA. On $100,000, that's 24% of take-home pay in Virginia Beach, VA and 19% in Harrisburg, PA.
  • On $100,000, estimated state income tax is about $1,866 a year higher in Virginia Beach, VA than in Harrisburg, PA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −0.5% moving from Harrisburg, PA to Virginia Beach, VA ($108,592 → $108,019), while prices change by −0.7%. Net effect of the transfer: +0.2% in real buying power.
HarrisburgVirginia Beach
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Harrisburg, PA: price level 98.7 (about average)
  • Virginia Beach, VA: price level 97.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Harrisburg, PAVirginia Beach, VA
Price level (U.S. = 100)298.797.9
$100,000 is worth, in the other city2$99,281 in Virginia Beach$100,724 in Harrisburg
Typical 1-bedroom rent3$1,212/mo$1,512/mo
Take-home on $100,00014,15,8$76,110$74,244
State income tax on $100,000 (estimate)8$3,070 (PA)$4,936 (VA)
Rent burden on $100,00019%24%
Median pay, all jobs4$49,610$49,430
Federal locality pay area7Harrisburg-Lebanon, PAVirginia Beach-Norfolk, VA-NC

Rent areas: Harrisburg-Carlisle, PA MSA and Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area. Metro areas: Harrisburg-Carlisle, PA and Virginia Beach-Chesapeake-Norfolk, VA-NC.

What costs more or less

Harrisburg, PAVirginia Beach, VA
Price level (U.S. = 100)HarrisburgVirginia Beach
Housing (rent)96.399.8
Goods100.796.8
Utilities108.189.6
Other services97.798.6
Overall98.797.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Harrisburg, PA → Virginia Beach, VA

Roughly even

Buying power +0.7%; rent takes 24% of take-home; state tax +$1,866/yr.

71 Strong offer

Virginia Beach, VA → Harrisburg, PA

Roughly even

Buying power −0.7%; rent takes 19% of take-home; state tax −$1,866/yr.

67 Fair offer

On the GS pay scale?

Harrisburg, PA is in the Harrisburg-Lebanon, PA pay area; Virginia Beach, VA is in Virginia Beach-Norfolk, VA-NC. The last column shows what a transfer from Harrisburg, PA to Virginia Beach, VA at the same grade and step does to real buying power.

Grade5,2Harrisburg, PAVirginia Beach, VAReal change, Harrisburg → Virginia Beach
GS-9 step 1$62,972$62,640+0.2%
GS-11 step 1$76,190$75,788+0.2%
GS-12 step 1$91,320$90,838+0.2%
GS-13 step 1$108,592$108,019+0.2%
GS-14 step 1$128,323$127,646+0.2%

Pay for common jobs

Median annual pay4Harrisburg, PAVirginia Beach, VAVirginia Beach pay in Harrisburg dollars
Elementary School Teachers, Except Special Education$77,160$63,380$63,839 (−17.3%)
Software Developers$109,470$129,090$130,024 (+18.8%)
Accountants and Auditors$76,510$79,450$80,025 (+4.6%)
Registered Nurses$96,770$89,450$90,098 (−6.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.