City comparison

Gulfport, MS vs Kiryas Joel, NY

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Kiryas Joel, NY are 21.6% higher than in Gulfport, MS. Someone earning $100,000 in Gulfport, MS would need about $121,600 in Kiryas Joel, NY to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,549 a month in Kiryas Joel, NY versus $923 in Gulfport, MS. On $100,000, that's 25% of take-home pay in Kiryas Joel, NY and 15% in Gulfport, MS.
  • On $100,000, estimated state income tax is about $1,592 a year higher in Kiryas Joel, NY than in Gulfport, MS.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +17.8% moving from Gulfport, MS to Kiryas Joel, NY ($106,437 → $125,431), while prices change by +21.6%. Net effect of the transfer: −3.1% in real buying power.
GulfportKiryas Joel
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Gulfport, MS: price level 90.0 (much cheaper)
  • Kiryas Joel, NY: price level 109.4 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Gulfport, MSKiryas Joel, NY
Price level (U.S. = 100)290.0109.4
$100,000 is worth, in the other city2$121,572 in Kiryas Joel$82,256 in Gulfport
Typical 1-bedroom rent3$923/mo$1,549/mo
Take-home on $100,00014,15,8$75,912$74,320
State income tax on $100,000 (estimate)8$3,268 (MS)$4,860 (NY)
Rent burden on $100,00015%25%
Median pay, all jobs4$43,470$50,990
Federal locality pay area7Rest of U.S.New York-Newark, NY-NJ-CT-PA

Rent areas: Gulfport-Biloxi, MS HUD Metro FMR Area and Kiryas Joel-Poughkeepsie-Newburgh, NY MSA. Metro areas: Gulfport-Biloxi, MS and Kiryas Joel-Poughkeepsie-Newburgh, NY.

What costs more or less

Gulfport, MSKiryas Joel, NY
Price level (U.S. = 100)GulfportKiryas Joel
Housing (rent)67.9115.8
Goods96.2110.3
Utilities76.3136.8
Other services96.1106.5
Overall90.0109.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Gulfport, MS → Kiryas Joel, NY

Same pay buys less

Buying power −17.7%; rent takes 25% of take-home; state tax +$1,592/yr.

37 Weak offer

Kiryas Joel, NY → Gulfport, MS

Same pay goes further

Buying power +21.6%; rent takes 15% of take-home; state tax −$1,592/yr.

100 Strong offer

On the GS pay scale?

Gulfport, MS is in the Rest of U.S. pay area; Kiryas Joel, NY is in New York-Newark, NY-NJ-CT-PA. The last column shows what a transfer from Gulfport, MS to Kiryas Joel, NY at the same grade and step does to real buying power.

Grade5,2Gulfport, MSKiryas Joel, NYReal change, Gulfport → Kiryas Joel
GS-9 step 1$61,722$72,737−3.1%
GS-11 step 1$74,678$88,005−3.1%
GS-12 step 1$89,508$105,481−3.1%
GS-13 step 1$106,437$125,431−3.1%
GS-14 step 1$125,776$148,222−3.1%

Pay for common jobs

Median annual pay4Gulfport, MSKiryas Joel, NYKiryas Joel pay in Gulfport dollars
Elementary School Teachers, Except Special Education$50,820$81,770$67,261 (+32.4%)
Software Developers$104,240$145,830$119,954 (+15.1%)
Accountants and Auditors$76,380$88,900$73,125 (−4.3%)
Registered Nurses$78,960$102,890$84,633 (+7.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.