City comparison

Gainesville, FL vs Spartanburg, SC

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Gainesville, FL are 6.2% higher than in Spartanburg, SC. Someone earning $100,000 in Spartanburg, SC would need about $106,200 in Gainesville, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,246 a month in Gainesville, FL versus $1,083 in Spartanburg, SC. On $100,000, that's 19% of take-home pay in Gainesville, FL and 17% in Spartanburg, SC.
  • On $100,000, estimated state income tax is about $4,843 a year higher in Spartanburg, SC than in Gainesville, FL.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Gainesville, FL to Spartanburg, SC changes real buying power by +6.2%, purely from prices.
GainesvilleSpartanburg
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Gainesville, FL: price level 96.7 (cheaper)
  • Spartanburg, SC: price level 91.1 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Gainesville, FLSpartanburg, SC
Price level (U.S. = 100)296.791.1
$100,000 is worth, in the other city2$94,126 in Spartanburg$106,240 in Gainesville
Typical 1-bedroom rent3$1,246/mo$1,083/mo
Take-home on $100,00014,15,8$79,180$74,337
State income tax on $100,000 (estimate)8$0 (FL)$4,843 (SC)
Rent burden on $100,00019%17%
Median pay, all jobs4$47,020$47,650
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Gainesville, FL HUD Metro FMR Area and Spartanburg, SC HUD Metro FMR Area. Metro areas: Gainesville, FL and Spartanburg, SC.

What costs more or less

Gainesville, FLSpartanburg, SC
Price level (U.S. = 100)GainesvilleSpartanburg
Housing (rent)93.068.0
Goods96.296.3
Utilities88.288.3
Other services98.998.3
Overall96.791.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Gainesville, FL → Spartanburg, SC

Same pay goes further

Buying power +6.2%; rent takes 17% of take-home; state tax +$4,843/yr.

88 Strong offer

Spartanburg, SC → Gainesville, FL

Same pay buys less

Buying power −5.9%; rent takes 19% of take-home; state tax −$4,843/yr.

50 Fair offer

Federal employees: GS pay

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Gainesville, FL to Spartanburg, SC at the same grade and step does to real buying power.

Grade5,2Gainesville, FLSpartanburg, SCReal change, Gainesville → Spartanburg
GS-9 step 1$61,722$61,722+6.2%
GS-11 step 1$74,678$74,678+6.2%
GS-12 step 1$89,508$89,508+6.2%
GS-13 step 1$106,437$106,437+6.2%
GS-14 step 1$125,776$125,776+6.2%

Pay for common jobs

Median annual pay4Gainesville, FLSpartanburg, SCSpartanburg pay in Gainesville dollars
Information Security Analysts$104,000$105,260$111,829 (+7.5%)
Software Developers$122,950$114,460$121,603 (−1.1%)
Accountants and Auditors$75,820$77,080$81,890 (+8.0%)
Registered Nurses$81,870$82,360$87,500 (+6.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.