City comparison

Deltona, FL vs Gainesville, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Deltona, FL are 2.7% higher than in Gainesville, FL. Someone earning $100,000 in Gainesville, FL would need about $102,700 in Deltona, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,385 a month in Deltona, FL versus $1,246 in Gainesville, FL. On $100,000, that's 21% of take-home pay in Deltona, FL and 19% in Gainesville, FL.
  • Both are in FL, so estimated state income tax is the same: $0 a year on $100,000.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Deltona, FL to Gainesville, FL changes real buying power by +2.7%, purely from prices.
DeltonaGainesville
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Deltona, FL: price level 99.4 (about average)
  • Gainesville, FL: price level 96.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Deltona, FLGainesville, FL
Price level (U.S. = 100)299.496.7
$100,000 is worth, in the other city2$97,349 in Gainesville$102,723 in Deltona
Typical 1-bedroom rent3$1,385/mo$1,246/mo
Take-home on $100,00014,15,8$79,180$79,180
State income tax on $100,000 (estimate)8$0 (FL)$0 (FL)
Rent burden on $100,00021%19%
Median pay, all jobs4$44,940$47,020
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area and Gainesville, FL HUD Metro FMR Area. Metro areas: Deltona-Daytona Beach-Ormond Beach, FL and Gainesville, FL.

What costs more or less

Deltona, FLGainesville, FL
Price level (U.S. = 100)DeltonaGainesville
Housing (rent)108.493.0
Goods96.296.2
Utilities87.688.2
Other services98.998.9
Overall99.496.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Deltona, FL → Gainesville, FL

Same pay goes further

Buying power +2.7%; rent takes 19% of take-home; state tax +$0/yr.

77 Strong offer

Gainesville, FL → Deltona, FL

Same pay buys less

Buying power −2.7%; rent takes 21% of take-home; state tax +$0/yr.

60 Fair offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Deltona, FL to Gainesville, FL at the same grade and step does to real buying power.

Grade5,2Deltona, FLGainesville, FLReal change, Deltona → Gainesville
GS-9 step 1$61,722$61,722+2.7%
GS-11 step 1$74,678$74,678+2.7%
GS-12 step 1$89,508$89,508+2.7%
GS-13 step 1$106,437$106,437+2.7%
GS-14 step 1$125,776$125,776+2.7%

Pay for common jobs

Median annual pay4Deltona, FLGainesville, FLGainesville pay in Deltona dollars
Elementary School Teachers, Except Special Education$57,770$56,430$57,967 (+0.3%)
Software Developers$122,000$122,950$126,298 (+3.5%)
Accountants and Auditors$73,730$75,820$77,885 (+5.6%)
Registered Nurses$84,180$81,870$84,099 (−0.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.