City comparison
Gainesville, FL vs Olympia, WA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Olympia, WA are 7.2% higher than in Gainesville, FL. Someone earning $100,000 in Gainesville, FL would need about $107,200 in Olympia, WA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,682 a month in Olympia, WA versus $1,246 in Gainesville, FL. On $100,000, that's 25% of take-home pay in Olympia, WA and 19% in Gainesville, FL.
- Estimated state income tax on $100,000 is close: $0 a year in FL and $0 in WA.
- For federal employees, locality pay changes a GS-13 step 1 salary by +12.4% moving from Gainesville, FL to Olympia, WA ($106,437 → $119,630), while prices change by +7.2%. Net effect of the transfer: +4.9% in real buying power.
- Gainesville, FL: price level 96.7 (cheaper)
- Olympia, WA: price level 103.7 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Gainesville, FL | Olympia, WA | |
|---|---|---|
| Price level (U.S. = 100)2 | 96.7 | 103.7 |
| $100,000 is worth, in the other city2 | $107,171 in Olympia | $93,309 in Gainesville |
| Typical 1-bedroom rent3 | $1,246/mo | $1,682/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $0 (WA) |
| Rent burden on $100,000 | 19% | 25% |
| Median pay, all jobs4 | $47,020 | $61,960 |
| Federal locality pay area7 | Rest of U.S. | Seattle-Tacoma, WA |
Rent areas: Gainesville, FL HUD Metro FMR Area and Olympia-Lacey-Tumwater, WA MSA. Metro areas: Gainesville, FL and Olympia-Lacey-Tumwater, WA.
What costs more or less
| Price level (U.S. = 100) | Gainesville | Olympia |
|---|---|---|
| Housing (rent) | 93.0 | 116.7 |
| Goods | 96.2 | 105.0 |
| Utilities | 88.2 | 91.7 |
| Other services | 98.9 | 99.5 |
| Overall | 96.7 | 103.7 |
Moving with the same $100,000 salary
Gainesville, FL → Olympia, WA
Same pay buys less
Buying power −6.7%; rent takes 25% of take-home; state tax +$0/yr.
47 Fair offer
Olympia, WA → Gainesville, FL
Same pay goes further
Buying power +7.2%; rent takes 19% of take-home; state tax +$0/yr.
91 Strong offer
On the GS pay scale?
Gainesville, FL is in the Rest of U.S. pay area; Olympia, WA is in Seattle-Tacoma, WA. The last column shows what a transfer from Gainesville, FL to Olympia, WA at the same grade and step does to real buying power.
| Grade5,2 | Gainesville, FL | Olympia, WA | Real change, Gainesville → Olympia |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $69,373 | +4.9% |
| GS-11 step 1 | $74,678 | $83,935 | +4.9% |
| GS-12 step 1 | $89,508 | $100,602 | +4.9% |
| GS-13 step 1 | $106,437 | $119,630 | +4.9% |
| GS-14 step 1 | $125,776 | $141,367 | +4.9% |
Pay for common jobs
| Median annual pay4 | Gainesville, FL | Olympia, WA | Olympia pay in Gainesville dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $56,430 | $104,650 | $97,647 (+73.0%) |
| Software Developers | $122,950 | $124,060 | $115,759 (−5.8%) |
| Accountants and Auditors | $75,820 | $94,470 | $88,149 (+16.3%) |
| Registered Nurses | $81,870 | $125,020 | $116,654 (+42.5%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.