City comparison
Gainesville, FL vs Naples, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Naples, FL are 6.7% higher than in Gainesville, FL. Someone earning $100,000 in Gainesville, FL would need about $106,700 in Naples, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,797 a month in Naples, FL versus $1,246 in Gainesville, FL. On $100,000, that's 27% of take-home pay in Naples, FL and 19% in Gainesville, FL.
- Both are in FL, so estimated state income tax is the same: $0 a year on $100,000.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Gainesville, FL to Naples, FL changes real buying power by −6.3%, purely from prices.
- Gainesville, FL: price level 96.7 (cheaper)
- Naples, FL: price level 103.2 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Gainesville, FL | Naples, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 96.7 | 103.2 |
| $100,000 is worth, in the other city2 | $106,685 in Naples | $93,734 in Gainesville |
| Typical 1-bedroom rent3 | $1,246/mo | $1,797/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $0 (FL) |
| Rent burden on $100,000 | 19% | 27% |
| Median pay, all jobs4 | $47,020 | $47,800 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Gainesville, FL HUD Metro FMR Area and Naples-Marco Island, FL MSA. Metro areas: Gainesville, FL and Naples-Marco Island, FL.
What costs more or less
| Price level (U.S. = 100) | Gainesville | Naples |
|---|---|---|
| Housing (rent) | 93.0 | 129.4 |
| Goods | 96.2 | 96.2 |
| Utilities | 88.2 | 87.8 |
| Other services | 98.9 | 98.9 |
| Overall | 96.7 | 103.2 |
Moving with the same $100,000 salary
Gainesville, FL → Naples, FL
Same pay buys less
Buying power −6.3%; rent takes 27% of take-home; state tax +$0/yr.
46 Fair offer
Naples, FL → Gainesville, FL
Same pay goes further
Buying power +6.7%; rent takes 19% of take-home; state tax +$0/yr.
90 Strong offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Gainesville, FL to Naples, FL at the same grade and step does to real buying power.
| Grade5,2 | Gainesville, FL | Naples, FL | Real change, Gainesville → Naples |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | −6.3% |
| GS-11 step 1 | $74,678 | $74,678 | −6.3% |
| GS-12 step 1 | $89,508 | $89,508 | −6.3% |
| GS-13 step 1 | $106,437 | $106,437 | −6.3% |
| GS-14 step 1 | $125,776 | $125,776 | −6.3% |
Pay for common jobs
| Median annual pay4 | Gainesville, FL | Naples, FL | Naples pay in Gainesville dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $56,430 | $60,470 | $56,681 (+0.4%) |
| Software Developers | $122,950 | $130,730 | $122,538 (−0.3%) |
| Accountants and Auditors | $75,820 | $84,570 | $79,270 (+4.6%) |
| Registered Nurses | $81,870 | $93,330 | $87,482 (+6.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.