City comparison
Eugene, OR vs Palm Bay, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Eugene, OR are 1.6% higher than in Palm Bay, FL. Someone earning $100,000 in Palm Bay, FL would need about $101,600 in Eugene, OR to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,478 a month in Palm Bay, FL versus $1,286 in Eugene, OR. On $100,000, that's 22% of take-home pay in Palm Bay, FL and 22% in Eugene, OR.
- On $100,000, estimated state income tax is about $7,920 a year higher in Eugene, OR than in Palm Bay, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by +0.7% moving from Eugene, OR to Palm Bay, FL ($106,437 → $107,228), while prices change by −1.5%. Net effect of the transfer: +2.3% in real buying power.
- Eugene, OR: price level 101.6 (about average)
- Palm Bay, FL: price level 100.0 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Eugene, OR | Palm Bay, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 101.6 | 100.0 |
| $100,000 is worth, in the other city2 | $98,461 in Palm Bay | $101,563 in Eugene |
| Typical 1-bedroom rent3 | $1,286/mo | $1,478/mo |
| Take-home on $100,00014,15,8 | $71,260 | $79,180 |
| State income tax on $100,000 (estimate)8 | $7,920 (OR) | $0 (FL) |
| Rent burden on $100,000 | 22% | 22% |
| Median pay, all jobs4 | $49,680 | $49,030 |
| Federal locality pay area7 | Rest of U.S. | Palm Bay-Melbourne-Titusville, FL |
Rent areas: Eugene-Springfield, OR MSA and Palm Bay-Melbourne-Titusville, FL MSA. Metro areas: Eugene-Springfield, OR and Palm Bay-Melbourne-Titusville, FL.
What costs more or less
| Price level (U.S. = 100) | Eugene | Palm Bay |
|---|---|---|
| Housing (rent) | 98.3 | 111.7 |
| Goods | 105.3 | 96.2 |
| Utilities | 102.5 | 88.1 |
| Other services | 100.3 | 98.9 |
| Overall | 101.6 | 100.0 |
Moving with the same $100,000 salary
Eugene, OR → Palm Bay, FL
Roughly even
Buying power +1.6%; rent takes 22% of take-home; state tax −$7,920/yr.
74 Strong offer
Palm Bay, FL → Eugene, OR
Roughly even
Buying power −1.5%; rent takes 22% of take-home; state tax +$7,920/yr.
64 Fair offer
On the GS pay scale?
Eugene, OR is in the Rest of U.S. pay area; Palm Bay, FL is in Palm Bay-Melbourne-Titusville, FL. The last column shows what a transfer from Eugene, OR to Palm Bay, FL at the same grade and step does to real buying power.
| Grade5,2 | Eugene, OR | Palm Bay, FL | Real change, Eugene → Palm Bay |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $62,181 | +2.3% |
| GS-11 step 1 | $74,678 | $75,233 | +2.3% |
| GS-12 step 1 | $89,508 | $90,173 | +2.3% |
| GS-13 step 1 | $106,437 | $107,228 | +2.3% |
| GS-14 step 1 | $125,776 | $126,711 | +2.3% |
Pay for common jobs
| Median annual pay4 | Eugene, OR | Palm Bay, FL | Palm Bay pay in Eugene dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $64,260 | $62,510 | $63,487 (−1.2%) |
| Software Developers | $121,050 | $131,760 | $133,819 (+10.5%) |
| Accountants and Auditors | $79,930 | $75,860 | $77,046 (−3.6%) |
| Registered Nurses | $113,720 | $80,900 | $82,164 (−27.7%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.