City comparison

Durham, NC vs Houston, TX

What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.

Key findings

  • Prices in Houston, TX are 1.1% higher than in Durham, NC. Someone earning $100,000 in Durham, NC would need about $101,100 in Houston, TX to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,507 a month in Durham, NC versus $1,323 in Houston, TX. On $100,000, that's 24% of take-home pay in Durham, NC and 20% in Houston, TX.
  • On $100,000, estimated state income tax is about $3,481 a year higher in Durham, NC than in Houston, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +10.4% moving from Durham, NC to Houston, TX ($111,147 → $122,749), while prices change by +1.1%. Net effect of the transfer: +9.3% in real buying power.
DurhamHouston
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Durham, NC: price level 97.6 (cheaper)
  • Houston, TX: price level 98.6 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Durham, NCHouston, TX
Price level (U.S. = 100)297.698.6
$100,000 is worth, in the other city2$101,083 in Houston$98,928 in Durham
Typical 1-bedroom rent3$1,507/mo$1,323/mo
Take-home on $100,00014,15,8$75,699$79,180
State income tax on $100,000 (estimate)8$3,481 (NC)$0 (TX)
Rent burden on $100,00024%20%
Median pay, all jobs4$60,720$49,410
Federal locality pay area7Raleigh-Durham-Cary, NCHouston-The Woodlands, TX

Rent areas: Durham-Chapel Hill, NC HUD Metro FMR Area and Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area. Metro areas: Durham-Chapel Hill, NC and Houston-Pasadena-The Woodlands, TX.

What costs more or less

Durham, NCHouston, TX
Price level (U.S. = 100)DurhamHouston
Housing (rent)98.9104.5
Goods96.6100.6
Utilities89.395.3
Other services98.295.6
Overall97.698.6
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Durham, NC → Houston, TX

Roughly even

Buying power −1.1%; rent takes 20% of take-home; state tax −$3,481/yr.

65 Fair offer

Houston, TX → Durham, NC

Roughly even

Buying power +1.1%; rent takes 24% of take-home; state tax +$3,481/yr.

72 Strong offer

Federal employees: GS pay

Durham, NC is in the Raleigh-Durham-Cary, NC pay area; Houston, TX is in Houston-The Woodlands, TX. The last column shows what a transfer from Durham, NC to Houston, TX at the same grade and step does to real buying power.

Grade5,2Durham, NCHouston, TXReal change, Durham → Houston
GS-9 step 1$64,453$71,181+9.3%
GS-11 step 1$77,983$86,123+9.3%
GS-12 step 1$93,468$103,225+9.3%
GS-13 step 1$111,147$122,749+9.3%
GS-14 step 1$131,342$145,052+9.3%

Pay for common jobs

Median annual pay4Durham, NCHouston, TXHouston pay in Durham dollars
Information Security Analysts$129,670$126,370$125,016 (−3.6%)
Software Developers$135,620$129,440$128,053 (−5.6%)
Accountants and Auditors$85,090$85,090$84,178 (−1.1%)
Registered Nursesnot published$99,830—

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.