City comparison
Detroit, MI vs Utica, NY
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Detroit, MI are 8.2% higher than in Utica, NY. Someone earning $100,000 in Utica, NY would need about $108,200 in Detroit, MI to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,122 a month in Detroit, MI versus $926 in Utica, NY. On $100,000, that's 18% of take-home pay in Detroit, MI and 15% in Utica, NY.
- On $100,000, estimated state income tax is about $860 a year higher in Utica, NY than in Detroit, MI.
- For federal employees, locality pay changes a GS-13 step 1 salary by −9.3% moving from Detroit, MI to Utica, NY ($117,402 → $106,437), while prices change by −7.6%. Net effect of the transfer: −1.9% in real buying power.
- Detroit, MI: price level 100.3 (about average)
- Utica, NY: price level 92.7 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Detroit, MI | Utica, NY | |
|---|---|---|
| Price level (U.S. = 100)2 | 100.3 | 92.7 |
| $100,000 is worth, in the other city2 | $92,403 in Utica | $108,222 in Detroit |
| Typical 1-bedroom rent3 | $1,122/mo | $926/mo |
| Take-home on $100,00014,15,8 | $75,181 | $74,320 |
| State income tax on $100,000 (estimate)8 | $3,999 (MI) | $4,860 (NY) |
| Rent burden on $100,000 | 18% | 15% |
| Median pay, all jobs4 | $52,080 | $48,970 |
| Federal locality pay area7 | Detroit-Warren-Ann Arbor, MI | Rest of U.S. |
Rent areas: Detroit-Warren-Livonia, MI HUD Metro FMR Area and Utica-Rome, NY MSA. Metro areas: Detroit-Warren-Dearborn, MI and Utica-Rome, NY.
What costs more or less
| Price level (U.S. = 100) | Detroit | Utica |
|---|---|---|
| Housing (rent) | 94.7 | 66.1 |
| Goods | 98.8 | 99.7 |
| Utilities | 107.0 | 131.9 |
| Other services | 102.6 | 97.8 |
| Overall | 100.3 | 92.7 |
Moving with the same $100,000 salary
Detroit, MI → Utica, NY
Same pay goes further
Buying power +8.2%; rent takes 15% of take-home; state tax +$860/yr.
94 Strong offer
Utica, NY → Detroit, MI
Same pay buys less
Buying power −7.6%; rent takes 18% of take-home; state tax −$860/yr.
45 Fair offer
On the GS pay scale?
Detroit, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Utica, NY is in Rest of U.S.. The last column shows what a transfer from Detroit, MI to Utica, NY at the same grade and step does to real buying power.
| Grade5,2 | Detroit, MI | Utica, NY | Real change, Detroit → Utica |
|---|---|---|---|
| GS-9 step 1 | $68,081 | $61,722 | −1.9% |
| GS-11 step 1 | $82,372 | $74,678 | −1.9% |
| GS-12 step 1 | $98,729 | $89,508 | −1.9% |
| GS-13 step 1 | $117,402 | $106,437 | −1.9% |
| GS-14 step 1 | $138,734 | $125,776 | −1.9% |
Pay for common jobs
| Median annual pay4 | Detroit, MI | Utica, NY | Utica pay in Detroit dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $65,210 | $77,010 | $83,342 (+27.8%) |
| Software Developers | $130,760 | $113,390 | $122,713 (−6.2%) |
| Accountants and Auditors | $80,650 | $79,830 | $86,394 (+7.1%) |
| Registered Nurses | $97,280 | $94,300 | $102,053 (+4.9%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.