City comparison

Detroit, MI vs Madison, WI

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Detroit, MI are 3.1% higher than in Madison, WI. Someone earning $100,000 in Madison, WI would need about $103,100 in Detroit, MI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,482 a month in Madison, WI versus $1,122 in Detroit, MI. On $100,000, that's 24% of take-home pay in Madison, WI and 18% in Detroit, MI.
  • Estimated state income tax on $100,000 is close: $3,999 a year in MI and $3,919 in WI.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −9.3% moving from Detroit, MI to Madison, WI ($117,402 → $106,437), while prices change by −3.0%. Net effect of the transfer: −6.5% in real buying power.
DetroitMadison
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Detroit, MI: price level 100.3 (about average)
  • Madison, WI: price level 97.3 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Detroit, MIMadison, WI
Price level (U.S. = 100)2100.397.3
$100,000 is worth, in the other city2$96,998 in Madison$103,095 in Detroit
Typical 1-bedroom rent3$1,122/mo$1,482/mo
Take-home on $100,00014,15,8$75,181$75,261
State income tax on $100,000 (estimate)8$3,999 (MI)$3,919 (WI)
Rent burden on $100,00018%24%
Median pay, all jobs4$52,080$58,080
Federal locality pay area7Detroit-Warren-Ann Arbor, MIRest of U.S.

Rent areas: Detroit-Warren-Livonia, MI HUD Metro FMR Area and Madison, WI HUD Metro FMR Area. Metro areas: Detroit-Warren-Dearborn, MI and Madison, WI.

What costs more or less

Detroit, MIMadison, WI
Price level (U.S. = 100)DetroitMadison
Housing (rent)94.799.7
Goods98.893.8
Utilities107.089.8
Other services102.699.4
Overall100.397.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Detroit, MI → Madison, WI

Same pay goes further

Buying power +3.1%; rent takes 24% of take-home; state tax −$80/yr.

78 Strong offer

Madison, WI → Detroit, MI

Same pay buys less

Buying power −3.0%; rent takes 18% of take-home; state tax +$80/yr.

59 Fair offer

On the GS pay scale?

Detroit, MI is in the Detroit-Warren-Ann Arbor, MI pay area; Madison, WI is in Rest of U.S.. The last column shows what a transfer from Detroit, MI to Madison, WI at the same grade and step does to real buying power.

Grade5,2Detroit, MIMadison, WIReal change, Detroit → Madison
GS-9 step 1$68,081$61,722−6.5%
GS-11 step 1$82,372$74,678−6.5%
GS-12 step 1$98,729$89,508−6.5%
GS-13 step 1$117,402$106,437−6.5%
GS-14 step 1$138,734$125,776−6.5%

Pay for common jobs

Median annual pay4Detroit, MIMadison, WIMadison pay in Detroit dollars
Elementary School Teachers, Except Special Education$65,210$63,690$65,661 (+0.7%)
Software Developers$130,760$130,630$134,673 (+3.0%)
Accountants and Auditors$80,650$81,130$83,641 (+3.7%)
Registered Nurses$97,280$101,190$104,322 (+7.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.